Business

Insurance Information & Advice for the Business Community

TDI Business
Development Help

Tx Business Portal

Agent/Adjuster Electronic Licensing

Finding Health Coverage

2-50 Eligible Employees
Companies Offering Small Employer Coverage

51-99 Eligible Employees
Companies Offering Mid-Size Employer Coverage

100-plus Eligible Employees
Companies Offering Large Employer Coverage

Index

• More Health Coverage Resources for:
  • Mid-Size & Large Employers
  • Small Employers
• Other Insurance Resources for Employers
• Insurance Research
• Insurer Wanting to Start/Expand (in Texas)
• Resources for Employees
• Other Links of Interest

More Resources for Mid-Size & Large Employers

Health Coverage

• Companies with Consumer Choice Benefit Plans
• Cooperatives and Coalitions
• Your Health Care Coverage
• Health Maintenance Organizations
• Insurer Profiles
• HMO Profiles
• HMO Search by County
• Independent Review Organizations
• HMO Mandated Benefits/Offerings
• Accident and Health Mandated Benefits/Offerings
• HMO Complaint Summaries by Quarter
• HMO Profiles
• OPIC HMO Report Card
• THCIC's Straight Talk on Texas HMOs
• SBA - Managing Employee Benefits
  (MS Word, 120k, pm-3.doc)
• Employer Health Coverage Laws (Texas Administrative Code)
• Accident and Health Coverage Checklist
• HMO Evidence of Coverage Checklist: Mid-Size/Large Employer | Small Employer

More Resources for Small Employers

Health Coverage

• Companies with Consumer Choice Benefit Plans
• Cooperatives and Coalitions
• Small Employer Health Insurance Rate Guide
• Small Employer Plans
• Small Employers Health Insurance: Questions and Answers
• Your Health Care Coverage
• Health Maintenance Organizations
• Insurer Profiles
• HMO Profiles
• HMO Search by County
• Independent Review Organizations
• HMO Mandated Benefits/Offerings
• Accident and Health Mandated Benefits/Offerings
• Standard Small Employer Benefit Plans
• Companies Offering Small Employer Accident and Health Coverage
• HMO Complaint Summaries by Quarter
• HMO Profiles
• OPIC HMO Report Card
• THCIC's Straight Talk on Texas HMOs
• SBA - Managing Employee Benefits
  (MS Word, 120k, pm-3.doc)
• Employer Health Coverage Laws (Texas Administrative Code)
• Accident and Health Coverage Checklist
• HMO Evidence of Coverage Checklist: Mid-Size/Large Employer | Small Employer

Workers' Compensation Insurance

• Information for Workers' Compensation Nonsubscribers
• Workers' Compensation Rate Guide (Relativities)
• Workers' Compensation Insurance
• Texas Basic Manual of Rules, Classifications and Experience Rating Plan for Workers' Compensation and Employers' Liability Insurance
  (Download Only, MS Word,wcmanual.zip )
  or pick specific section to download
• Workers' Comp Research Documents

Commercial Insurance

• Commercial Property Insurance
• Understanding Surplus Lines Insurance
• Property and Casualty Insurance Contacts at TDI
• SBA's Insurance Options for Business Continuation
  (MS Word, 88k, mp-20.doc)
• Small Business Insurance and Risk Management Guide
  (MS Word, 130k, mp-28.doc)

Title Insurance

• Title Insurance Basic Manual
• Title Insurance Home Page

Insurance Research

Finding a Business Status

• Check for Phony Insurance Companies
• Check Insurance Company & HMO Status
• Check Insurance Agent, Adjuster & Agency Status
• Check Fire Safety Industry Licensing Status - Companies
• Check Fire Safety Industry Licensing Status - Individuals
• Secretary of State's Corporation Search

Data & Statistics

• Insurance Industry Data
• Fire Safety Industry Data

Insurer Starting/Expanding (in Texas)

Starting Your Insurance Business

• Company Licensing and Registration Page
• NAIC Filing Documentation
• NAIC Information for Companies Seeking Entrance to the Texas Insurance Market
• Information for Surplus Lines & Other Non-admitted Companies
• Additional Information for Admitted Companies
• Additional Information for HMOs
• Licensing of Agents & Adjusters
• Business Development at TDI
• TexasOnline - Business Portal

More State Assistance

• Fire Safety Industry Licensing Information
• Office of the Governor - Economic Development and Tourism
• Secretary of State - Selecting a Business Structure
• Guide to Texas License and Permits
• Business Resources
• Texas Administrative Code
• TIC - Texas Insurance Code
• Uniform Commercial Code

Resources for Employees

• Texas Fair Plan Information
• TexCare Partnership - combines several health insurance campaigns developed especially for Texas children. The partnership covers children from birth through age 18. It includes the Children's Health Insurance Program (CHIP), Medicaid for Texas Children.
• Texas Health Insurance Risk Pool - provides a source of health coverage for uninsurable persons and their dependents or family members and for certain individuals who lose their employer-sponsored health coverage.

Other Links of Interest

• Bond Resources
  
• Complaint Forms
• Top 40 Insurers by Line
• Report Insurance Fraud
• Request an Open Record
• TDI - Bid Opportunities
• TDI - Bid Guidelines
• TDI - Special Deputy Receivers - Information on the pool of eligible bidders for special deputy receivers
• Insurance Fraud
• Understanding Life Insurance
• Insurance on the Internet - Shopping Tips and Dangers

Related State Websites

• Texas Administrative Code
• Texas Workforce Investment Council
• Texas Building and Procurement System - State Bid Opportunities
• OPIC - Office of Public Insurance Counsel

Federal Websites of Interest

• Federal HIPAA Insurance Reform
• SBA - Disaster Assistance Home Page
• SBA - Online Library
• SBA - SBA Texas Offices

For additional information

• BusinessDevelopment@tdi.state.tx.us - Business Development at TDI - 512-463-6464
• WorkersComp@tdi.state.tx.us Workers' Comp Rate Issues - 512-322-3495
• WorkersCompCustomerServices@tdi.state.tx.us Complaints on Workers' Comp Claims are handled by TDI's Division of Workers' Compensation - 1-800-252-7031 or 512-804-4100
• LifeHealth@tdi.state.tx.us Life & Health - 512-322-3409
• CommercialPC@tdi.state.tx.us Commercial Property & Casualty- 512-305-7544
• Title@tdi.state.tx.us Title Insurance - 512-322-3482

For more information contact: BusinessDevelopment@tdi.state.tx.us