Texas State SealTexas Department of Insurance
  www.tdi.state.tx.us - Consumer Helpline 1-800-252-3439




Popular Links ¤ Print Friendly Version ¤ Make Page Text Smaller ¤ Make Page Text Larger ¤ Display Plain Text ¤ 

 HOME  ¤   email us  ¤  glossary  ¤  help  ¤  sitemap  ¤ TDInsight

Texas Department of Insurance

Summaries of the News Releases for 2000 follow.

[News Release Home]

News Release Date:9/17/2004
1999 Residential Property Rate Case Fact Sheets
Category:Property


What has happened in the benchmark rate process so far?

  • Three days of benchmark rate hearings began June 22, 1999, before State Office of Administrative Hearings administrative law judges (ALJs) Gary Elkins and Marc Burns.
  • The ALJs sent their proposal for decision to Commi

Continue

News Release Date:12/28/2000
Fire Marshal Urges Caution with Fireworks
Category:State Fire Marshal


State Fire Marshal G. Mike Davis urged Texans to have a safe and Happy New Year celebration, especially if it includes the use of fireworks. Fireworks sales began December 20 and end January 1, 2001, at midnight.

"Consumer education and tougher regulations have resulted in a decline in inju"
Continue

News Release Date:12/21/2000
Critical Dates Loom for 200,000 Medicare HMO Members
Category:HMO's


Insurance Commissioner Jose Montemayor said today it is essential for the approximately 200,000 Texans losing Medicare HMO coverage on January 1, 2001, to know about their special - but temporary - right to buy Medicare supplement insurance even if they are in poor health.

He sent letters u
Continue

News Release Date:12/18/2000
Tips for a Safe and Warm Winter
Category:State Fire Marshal


The blast of cold air that sent Texans looking for coats last week also should inspire us to think about home heating safety, according to State Fire Marshal G. Mike Davis.

Home heating fires are the second leading cause of fire deaths in American homes and the leading cause of house fires
Continue

News Release Date:12/11/2000
Seniors Warned of Medicare HMO Withdrawals
Category:HMO's


Insurance Commissioner Jose Montemayor and U.S. Rep. Ken Bentsen today warned seniors and disabled individuals whose Medicare HMOs are withdrawing from Texas that they must make a decision before March 4, 2001 on their health insurance.

Several Medicare HMOs are pulling out of the market as
Continue

News Release Date:12/5/2000
$1 Million Fine Sought from Unlicensed Health Plan
Category:Health


Local angle for Austin, Dallas, Fort Worth, Houston, San Antonio, Longview, Tyler and other points.

Texas Department of Insurance attorneys are seeking a $1 million fine against SAI Plus, L. L. C., of Rockville, Maryland, an unlicensed "health plan" that has generated more than 100 Texas c
Continue

News Release Date:11/21/2000
Risk Pool Rate Increase Approved
Category:Health


Commissioner Jose Montemayor today approved the request of the Texas Health Insurance Risk Pool for rate increases averaging 20 percent, effective January 1, 2001.

He also granted the pool's revenue-neutral request to increase the number of rating territories ("premium area factors") from f
Continue

News Release Date:11/14/2000
Frisco Receives Class One PPC Rating
Category:State Fire Marshal


Fire protection in the city of Frisco in Collin County has received the highest Public Protection Classification (PPC) rating awarded by the Insurance Service Office (ISO). Frisco joins Plano also in Collin County as the only communities in Texas with PPC ratings of "1."

ISO classifies comm
Continue

News Release Date:11/1/2000
Houston Agent Accused of Stealing $245,000 from Seniors
Category:Fraud


A Harris County grand jury has indicted Houston insurance agent Tracy Akin Giron on charges that she stole about $245,000 from more than 80 senior citizens by pocketing premiums they paid her for long-term care insurance.

Giron, 33, was indicted Tuesday afternoon on charges of theft over $2
Continue

News Release Date:9/29/2000
Benefit Life Insurance Co Placed in Receivership
Category:Health


Local Angle for Dallas-area News Media

Benefit Life Insurance Co. of Richardson, which specialized in individual accident and health insurance policies, has been placed in court-ordered receivership.

Judge Jon Wisser of the 353rd District Court in Austin issued the order Thursday a
Continue

News Release Date:9/28/2000
Kentucky Agent Agrees to $50,000 Penalty
Category:Unauthorized


Local angle for Houston-Galveston-area media

A Kentucky insurance agent and agency have agreed to a $50,000 penalty for selling Texans millions of dollars worth of boat insurance without the special license required for placing business with Lloyds of London and other "surplus lines" compan
Continue

News Release Date:9/12/2000
Unlicensed Boat Insurer and Agent Fined $700,000
Category:Unauthorized


Commissioner Jose Montemayor ordered a London-based "foundation" on Friday to pay a $500,000 fine and to stop offering boat insurance in Texas without a license or other proper authority from the Texas Department of Insurance.

Earlier this month, Montemayor issued a cease-and-desist order a
Continue

News Release Date:9/11/2000
Drought Playing Havoc with Homeowners
Category:Homeowners


Shifting soils from the heat and lack of rainfall in Texas have cracked the foundations of some homes all across the state. Foundation repair companies, insurance agents and lawmakers have been hearing from homeowners from Corpus Christi to Wichita Falls who describe how the drought-like conditions
Continue

News Release Date:9/11/2000
TDI Outlines Rights of Texans Losing Medicare HMOs
Category:HMO's


Texans whose Medicare HMOs are exiting Medicare on January 1, 2001, have special rights when it comes to joining a different plan or buying insurance to fill some of the gaps in original Medicare, Commissioner Jose Montemayor said today.

"Federal law gives substantial protections to seniors"
Continue

News Release Date:9/8/2000
Montemayor Cuts TAIPA Rates
Category:Automobile


Insurance Commissioner Jose Montemayor today ordered rates reduced by an overall 6.1 percent for drivers covered through the Texas Automobile Insurance Plan Association (TAIPA), the state's assigned risk plan. This is the second straight reduction in TAIPA rates.

The Commissioner's order c
Continue

News Release Date:9/5/2000
Montemayor Names Top 10 Fraud Cases
Category:Fraud


Commissioner Jose Montemayor today listed the state's Top 10 insurance fraud cases and announced creation of a toll-free telephone number for reporting similar crimes to the Texas Department of Insurance (TDI).

The toll-free hotline number is 1-888-327-8818.

The Top 10 list ranges
Continue

News Release Date:9/1/2000
Medical Community Insurance Co. Placed in Receivership
Category:Health


Medical Community Insurance Co. (MCIC) of Houston, a physician-owned company that specialized in major medical insurance for small employers in Texas, has been placed in temporary receivership.

Judge John Dietz of the 353rd District Court in Austin signed a temporary restraining order and a
Continue

News Release Date:8/29/2000
Earthquake Coverage Hard to Find in Texas
Category:Homeowners


A series of minor earthquakes in the Texas panhandle has sent some residents looking for insurance coverage for earthquakes, but they've learned it is hard to find and expensive.

A typical residential property insurance policy does not cover earthquake damage.

To find an earthquake
Continue

News Release Date:8/17/2000
Texans Can Apply to Auto MAP Via the Web
Category:Automobile


The Texas Department of Insurance is making it easier for good drivers in underserved ZIP codes to apply for lower-priced car insurance through the state's automobile insurance Market Assistance Program (MAP).

An electronic MAP application is now available on the Department's Web site, www.
Continue

News Release Date:8/14/2000
South Texans Can Save Money on Insurance
Category:Insurance Coverage


Insurance Commissioner Jose Montemayor today urged South Texans to call one toll-free number to get help that can lower their costs for automobile and/or home insurance.

"We have Texas Department of Insurance staff in Austin waiting by the phone for your call," Montemayor said at a news con
Continue

News Release Date:8/10/2000
New Drug and Alcohol Training Courses Offered
Category:Automobile


Drivers can reduce their auto insurance premiums by 5 percent by taking a new drug and alcohol driving awareness training program that has recently been implemented.

Two new six-hour driver training courses have been approved by the Texas Education Agency (TEA). The courses are presently of
Continue

News Release Date:8/3/2000
Auto Benchmark Rate Case Fact Sheets
Category:Automobile


What has happened in the benchmark rate process?

  • A public hearing was held by Administrative Law Judges Lilo Pomerleau and James W. Norman with the State Office of Administrative Hearings from September 8 through September 10, 1999.
  • The ALJs sent their Proposal

Continue

News Release Date:8/3/2000
Auto Benchmark Rates 2000
Category:Automobile


Changes in Benchmark Rates by Territory for a "Typical Driver"


The following chart compares, by rating territory, the benchmark rates currently in force with the benchmark rates to be effective on November 1, 2000 for a "typical driver."
The typical dri
Continue

News Release Date:8/3/2000
Commissioner Orders Auto Rate Cut
Category:Automobile


Auto Benchmark Rate Samples by Territory
Auto Benchmark Rate Case Fact Sheets

Continue

News Release Date:8/3/2000
Commissioner Warns of Hurricane Threat
Category:Disaster/Storms


On the 30th anniversary of Hurricane Celia, Insurance Commissioner Jose Montemayor today warned Texas coastal residents that danger from this type of deadly and destructive storm increases at this time of year.

"The hurricane season officially runs June 1 through November 1," Montemayor sai
Continue

News Release Date:7/27/2000
Arrest Made in Brewster County Fire
Category:State Fire Marshal


A Brewster County man has been charged with arson in the burning of a motor home parked at the rural residence where he lived with his parents, according to the State Fire Marshal´s Office (SFMO).

Hilario "Larry" Morales Acosta Jr., 40, was arrested and jailed at Alpine on July 22 following
Continue

News Release Date:7/17/2000
Montemayor announces new small business resource
Category:Insurance Coverage


Insurance Commissioner Jose Montemayor today unveiled a new Internet resource page to help small businesses make wise insurance choices and save money.

The new Insurance Resource for Small Businesses is available online at the Texas Department of Insurance Web site (www.tdi.state.tx.us). A
Continue

News Release Date:7/15/2000
Sample Brick Homeowners Rates - Effective June 15, 2000
Category:Homeowners


Renewal Homeowners' Form B (Bought by 96% of Policyholders)

$80,000 Coverage on a Brick-Veneer House, $250 Deductible

(Includes $32,000 Coverage of Contents, $25,000 Personal Liability

and $500 Medical Payments Coverage)


Continue

News Release Date:6/30/2000
Explore Options if You Lose Medicare HMO coverage
Category:HMO´s


Several Texas HMOs will stop offering Medicare plans as of January 1, 2001, forcing almost 200,000 Texans to find a new source of coverage.

Insurance Commissioner Jose Montemayor advised those affected to explore all their options and avoid hasty decisions on replacement coverage. "Don´t pa
Continue

News Release Date:6/21/2000
American General Agrees to Penalties for Race-based Pricing
Category:Life


American General Life & Accident Insurance Co. today agreed to pay Texas a $305,800 fine and provide millions of dollars in restitution and other relief to African-American Texans who bought small "industrial life" insurance policies and paid higher premiums than other consumers.

Remedies f
Continue

News Release Date:6/20/2000
MAP Can Lower Laredo-Area Auto Rates
Category:Automobile


(NOTE TO THE NEWS MEDIA: Commissioner Montemayor is available by telephone for either interviews or talk shows in English or Spanish. Call the Public Information Office at (512) 463-6425 to make arrangements. Or, radio stations can pick up a bilingual, pre-recorded statement by calling 1-800-723-NEW
Continue

News Release Date:6/15/2000
Graphics
Category:Homeowners


By Homeowner Rating Territories


Statewide Graphic
Territory 1 | Territory 2 | Territory 3

Territory 4
Continue

News Release Date:6/15/2000
Montemayor Cuts Homeowner Benchmark Rates
Category:Homeowners


Return to Media Page


Insurance Commissioner Jose Montemayor has reduced homeowners insurance benchmark rates by a statewide average of 6.6 percent.


Texas consists of 23 territories and each one has its own homeown
Continue

News Release Date:6/15/2000
Sample Frame Homeowners Rates - Effective June 15, 2000
Category:Homeowners


Renewal Homeowners' Form B (Bought by 96% of Policyholders)

$80,000 Coverage on a Frame House, $250 Deductible

(Includes $32,000 Coverage of Contents, $25,000 Personal Liability

and $500 Medical Payments Coverage)


Continue

News Release Date:6/15/2000
Sample Renters Rates - Effective June 15, 2000
Category:Homeowners


Renewal Tenant Homeowners ("Renters") Form HOB-T (Most Commonly Purchased)
Apartment Building with Frame Construction
$25,000 Coverage on Personal Property, $250 Deductible
(Includes $25,000 Liability and $500 Medical Payments)


Continue

News Release Date:6/13/2000
State Agencies Sponsor Business Opportunity Fair
Category:Insurance Coverage


Attention: Minority Business Press

Several state agencies are looking for minority and women-owned businesses that can fill orders for computer goods and services and professional services.

To help in the search, the state agencies are holding a "Business Opportunity Fair" from 9
Continue

News Release Date:6/9/2000
TDI Probes Raced-based Pricing of Small Life Policies
Category:Life


The Texas Department of Insurance (TDI) is surveying insurers selling "industrial life" and similar small life insurance policies to determine if any are charging African-Americans higher premiums than others.

TDI sent letters last week to all companies that sell industrial life and other f
Continue

News Release Date:6/1/2000
Life Insurance Scam Ringleader Gets 60 Years
Category:Life


A district judge today sentenced Michael Lee Davis to 60 years in prison for a "clean sheeting" scam that led insurance companies to issue life insurance policies to people with life-threatening diseases.

Judge Harold Entz of the 194th State District Court in Dallas also ordered Davis to pa
Continue

News Release Date:5/24/2000
Plan Helps Homeowners Find Insurance
Category:Homeowners


NOTE TO THE NEWS MEDIA: Homeowners MAP ZIP codes for major metropolitan areas are at the end of this news release. For others, call (512) 463-6425.

Commissioner Jose Montemayor today adopted rules that make it easier for Texans in targeted areas to use a special program to find affordable h
Continue

News Release Date:5/15/2000
Commissioner Puts Hold on Title Rates
Category:Title


Commissioner Jose Montemayor today issued an order that will leave title insurance rates unchanged in Texas.

The title insurance industry had sought a rate increase of 3.7 percent. The Office of Public Insurance Counsel recommended a 15.4 percent decrease.

"The data and evidence pr
Continue

News Release Date:5/3/2000
Arson Ruled in Huntington Church Fire
Category:State Fire Marshal


A State Fire Marshal's Office (SFMO) investigator says someone intentionally ignited the fire that destroyed a predominantly African-American church in East Texas on the night of March 7.

Volunteer firefighters from the Huntington, Ora and Fuller Springs Fire Departments were called to figh
Continue

News Release Date:5/3/2000
Bankers Commercial Placed in Receivership
Category:Life


Local Angle for Dallas News Media

Judge Ernest Garcia of the 353rd State District Court in Austin has signed an order placing Bankers Commercial Life Insurance Co. of Dallas in temporary receivership.

Bankers Commercial, founded in 1955, wrote primarily Medicare supplement ("Medig
Continue

News Release Date:5/1/2000
New Arson Hotline Announced
Category:State Fire Marshal


Insurance Commissioner Jose Montemayor and State Fire Marshal G. Mike Davis today announced the creation of an arson hotline number that residents anywhere in Texas can call to report a suspicious fire.

The new toll-free hotline number is 1-877-4-FIRE-45 or 1-877-434-7345. Fire departments
Continue

News Release Date:4/26/2000
Davis Convicted in Life Insurance Clean Sheeting Scam
Category:Life


Local Angle for Dallas and Houston Media

Michael Lee Davis of Plano was convicted Wednesday of felony charges that identified him as the ringleader of a "clean sheeting" scam that led insurance companies to issue more than $5 million worth of life insurance policies to people with life-thr
Continue

News Release Date:4/24/2000
Holocaust Survivors Have Web site to Check
Category:Holocaust


Insurance Commissioner Jose Montemayor today urged Holocaust survivors and victims' heirs in Texas to take advantage of a new Web site that could help resolve possible insurance claims.

The International Commission on Holocaust Era Insurance Claims (ICHEIC) has compiled a Web site list of 1
Continue

News Release Date:4/18/2000
Unistar Insurance Co. Placed in Receivership
Category:Property


State District Judge Ernest C. Garcia of Austin today signed an order placing Unistar Insurance Co. of Dallas in temporary receivership. The order freezes the company's bank accounts and other assets.

Unistar, a property and casualty insurer incorporated in 1983, consented to the receiversh
Continue

News Release Date:4/10/2000
Montemayor Cuts Homeowner Benchmark Rates
Category:Homeowners


Sample Rates: Brick Home | Frame
Continue

News Release Date:4/10/2000
New Protection for Coastal Insurance Fund Approved
Category:Insurance Coverage


Insurance Commissioner Jose Montemayor today approved an expanded reinsurance program for the Texas Windstorm Insurance Association (Windpool), which offers windstorm and hail coverage along the Texas coast.

The action will provide the Windpool with $325 million in reinsurance coverage for
Continue

News Release Date:4/5/2000
TDI Launches Company Profiles on the Internet
Category:Company


Consumers seeking information to help them choose or locate insurance companies and HMOs can now get what they need - including complaint comparisons -- directly from the Texas Department of Insurance´s Web site.

Key facts are available on each of the more than 2,700 insurers, HMOs and thir
Continue

News Release Date:4/3/2000
21 Percent Credit Insurance Rate Cut Takes Effect
Category:Insurance Coverage


Texans who buy credit insurance when they borrow money to purchase cars and other big-ticket items are paying a lot less for their coverage.

Insurance Commissioner Jose Montemayor´s order reducing credit life insurance rates by an average of 21 percent and credit disability insurance rates
Continue

News Release Date:3/29/2000
Montemayor Issues Tips on Storm Claims
Category:Disaster/Storms


Local Angle for Dallas-Fort Worth and Austin



Insurance Commissioner Jose Montemayor today offered the following insurance claim tips to residents of the Dallas-Fort Worth area and Central Texas whose property and vehicles were damaged by severe weather on Tuesday.

Co
Continue

News Release Date:3/29/2000
TDI Deploys Consumer Protection Staff to Metroplex
Category:Disaster/Storms


Consumer Protection staff from the Texas Department of Insurance will be in Fort Worth and Arlington starting Thursday to help tornado victims with claim filing and other insurance matters.

A mobile team consisting of two veterans of earlier natural disasters will canvass areas struck by Tu
Continue

News Release Date:3/7/2000
Mid-Century Agrees to $11 Million Auto Premium Refund
Category:Automobile


The largest Texas auto insurance carrier in the Farmers Insurance Group agreed today to refund approximately $11 million in premium overcharges and to reduce its current rates by 3 percent.

Commissioner Jose Montemayor and Farmers officials signed a consent order obligating Mid-Century Insu
Continue

News Release Date:2/15/2000
Effort Under Way to Settle Holocaust Claims
Category:Holocaust


Insurance Commissioner Jose Montemayor said today that an international team of experts has begun the work of verifying legitimate insurance claims by survivors of the Holocaust. Montemayor said no Texas survivors had received offers of compensation to date, but "with a formal process now in place,
Continue

News Release Date:2/1/2000
Help for Nursing Home Insurance Crisis Approved
Category:Liability


Commissioner Jose Montemayor today approved a Texas Department of Insurance (TDI) staff proposal seeking to ease a growing liability insurance crisis for non-profit nursing homes.

TDI staff testimony in a hearing cited a declining market for nursing homes to purchase medical liability insur
Continue

News Release Date:1/31/2000
TDI Approves Pacificare Purchase of Harris Methodist
Category:Health


The Texas Department of Insurance cleared the way today for Pacificare Health Plan Administrators Inc. to buy Harris Methodist Texas Health Plan Inc. and its insurance affiliate, Harris Methodist Health Insurance Co.

A commissioner's order approving Pacificare's application to buy the Arlin
Continue

News Release Date:1/28/2000
Texans Should Prepare for Freezing Temperatures
Category:Disaster/Storms


With below freezing temperatures expected for a large area of Texas this weekend, Insurance Commissioner Jose Montemayor says Texans should take precautions to protect their homes against damage caused by frozen pipes.

"Don't wait until it's too late," Montemayor said. "If you haven't alrea
Continue

News Release Date:1/24/2000
Montemayor Urges Drivers to Call MAP
Category:Automobile


Insurance Commissioner Jose Montemayor joined State Senator Rodney Ellis today in asking Harris County residents to take advantage of the state's auto Market Assistance Program (MAP) to obtain lower auto insurance rates.

Montemayor said more than 15,000 Texans had called the MAP, and hundre
Continue

News Release Date:1/18/2000
Nursing Home Insurance Crunch Gets TDI Attention
Category:Liability


Commissioner Jose Montemayor will hold a public hearing February 1 on a Texas Department of Insurance (TDI) staff proposal seeking to ease a growing liability insurance crisis for non-profit nursing homes.

The hearing will be at 9 a.m. in Room 100 of the William P. Hobby Jr. State Office Bu
Continue

News Release Date:1/7/2000
Y2K Storage of Fuels Dangerous
Category:Property


Texans who stocked up on emergency fuels because of Y2K fears could be courting disaster in the new millennium.

The State Fire Marshal's Office has received at least one call from a fire chief who was concerned about a resident who had stored a large quantity of gasoline in his garage.
Continue

News Release Date:1/6/2000
Title Companies Agree to Pay for "Strip" Purchases
Category:Property


A group of Elgin residents who learned recently that the state owned a strip of their land because of a 19th Century surveyor's error are gaining full ownership, thanks to an agreement involving the Texas Department of Insurance (TDI), the General Land Office (GLO) and four title insurance companies
Continue

News Release Date:1/4/2000
Early Reports Indicate Insurers Weathered Y2K Well
Category:Disaster/Storms


Initial reports from major insurance companies operating in Texas indicate that their computer systems came through the Year 2000 rollover without serious incidents, Insurance Commissioner Jose Montemayor said today.

Texas Department of Insurance financial monitoring staff sampled 22 large
Continue

News Release Date:1/3/2000
March 3 is Crucial for People Who Lost Medicare HMOs
Category:HMO's


Texans who returned to original Medicare after losing Medicare HMO coverage Saturday have until March 3 to exercise their right to "guaranteed issue" of certain Medicare supplement policies, Insurance Commissioner Jose Montemayor said today.

Effective January 1, 2000, five HMOs stopped prov
Continue

For more information contact: PIO@tdi.state.tx.us

Last updated: 06/12/2006