Workers' Compensation Overview
Claims Operations
The Claims Operations division is divided into five claims units, a Customer
Service Phone Center, and a Medical Cost Containment Unit. Four of the claims
units are assigned claims based primarily on volume of clients from different
agencies. Upon receipt of the file, Claims Operations performs the initial
investigation of each reported injury claim and determines the compensability.
Claims Operations follows all claims until their conclusion to ensure that
each injured state worker receives the health care, medical, and income
benefits reasonably due, as and when accrued, according to the nature of
the injury and periods of disability as appropriate. A fifth claims unit,
the Medical Management Team, was formed in August 2002 and is staffed with
senior adjusters and nurses. This team identifies problematic claims where
all indemnity benefits have been paid but there is extensive ongoing medical.
The team reviews the claims to determine the appropriateness of ongoing
treatment and take action to defend SORM's position through the use of peer
reviews, independent medical examinations, and case management as necessary.
Claims Operations instituted a customer service call center staffed by
claims assistants, who are adjuster trainees proficient in SORM's claims
management system and can provide claims information assistance to SORM
customers. They are also charged with the duty of timely processing claims
information.
The Medical Cost Containment Unit provides the operations necessary for
the Claims Operations division to process workers' compensation medical
claims administrative oversight of the agency's medical cost containment
services vendor. The unit consists of three sections. Medical Provider
Assistance reviews and monitors the payments of all medical bills received
by the agency. Case Management Review, whose coordinator is a registered
nurse, researches, reviews, and examines claims information and medical
reports for corrective action and/or proper medical treatment plans. Medical
Bill Audit's function is to monitor the medical cost containment vendor's
performance and to identify potential medical provider fraud and abuse,
research those allegations, and refer to SORM investigators as necessary.
Medical Cost Containment Services
Medical Cost Containment Services provides the operations necessary for
the Claims Operations division to process workers' compensation claims.
The unit consists of three sections. Medical Provider Assistance reviews
and monitors the payments of all medical bills received by the agency. Case
Management Review, whose coordinator is a certified registered nurse, researches,
reviews, and examines claims information and medical reports for corrective
action and/or proper medical treatment plans. Medical Audits function
is to identify potential medical provider fraud and abuse, research those
allegations, and refer to SORM investigators as necessary. |
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