Table 14. Life insurance plans: Method of benefit payment, State and local government
workers, National Compensation Survey, March 2008

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Basic life insurance method of payment

Fixed
multiple of
earnings

Variable
multiple of
earnings

Flat dollar
amount

Variable
dollar
amount

Other

All workers

38

2

52

7

2

Worker characteristics

Management, professional, and related

37

2

54

6

2

    Professional and related

36

2

55

6

1

        Teachers

32

1

60

6

1

            Primary, secondary, and special education
             school teachers

31

1

62

6

1

        Registered nurses

50

43

5

Service

39

2

49

7

2

    Protective service

38

3

48

8

3

Sales and office

39

2

49

8

2

    Office and administrative support

39

2

49

8

2

Natural resources, construction, and maintenance

42

2

47

7

Production, transportation, and material moving

35

2

50

11

2

Full time

38

2

51

7

2

Part time

35

2

58

4

1

Union

32

2

57

8

1

Nonunion

43

2

46

5

3

Average wage within the following percentiles:1

    Less than 10

46

50

3

1

    10 to under 25

36

1

53

8

2

    25 to under 50

41

2

47

8

3

    50 to under 75

39

2

48

9

2

    75 to under 90

32

2

60

5

1

    90 or greater

36

2

56

5

1

Establishment characteristics

Service-providing industries

38

2

52

7

2

    Education and health services

36

1

55

6

1

        Educational services

34

1

57

6

1

            Elementary and secondary schools

30

1

62

6

1

            Junior colleges, colleges, and universities

48

3

40

6

3

        Health care and social assistance

50

44

5

            Hospitals

51

44

4

    Public administration

38

3

48

8

3

1 to 99 workers

36

1

55

4

4

    1 to 49 workers

33

54

6

    50 to 99 workers

40

2

56

100 workers or more

38

2

51

7

2

    100 to 499 workers

41

1

54

4

    500 workers or more

37

2

51

8

2

State government

44

2

42

6

5

Local government

35

2

55

7

1

Geographic areas

New England

17

71

Middle Atlantic

38

1

47

14

1

East North Central

45

50

4

West North Central

43

48

8

South Atlantic

56

2

25

10

7

East South Central

56

4

West South Central

25

1

72

2

Mountain

31

1

62

Pacific

14

4

77

4

1The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.