Medical plans, single coverage: Employee participation by type of contribution Data Table

Table 8. Medical plans, single coverage: Employee participation by type of contribution, State and local government
workers, National Compensation Survey, March 2008

(All workers with contributory single coverage = 100 percent)

Employee monthly contribution

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

83

–

9

2

[4]

4

–

Worker characteristics

                

Management, professional, and related

100

83

[4]

10

3

[4]

4

–

    Professional and related

100

83

[4]

10

2

[4]

4

–

        Teachers

100

83

[4]

10

2

–

4

–

            Primary, secondary, and special education
             school teachers

100

83

1

9

2

–

5

–

        Registered nurses

100

81

–

–

–

–

5

–

Service

100

85

–

8

1

–

4

–

    Protective service

100

85

–

8

–

–

4

–

Sales and office

100

83

–

10

3

–

4

–

    Office and administrative support

100

83

–

10

2

–

4

–

Natural resources, construction, and maintenance

100

81

–

11

2

–

5

–

Production, transportation, and material moving

100

88

–

7

–

–

4

–

Full time

100

83

–

9

2

[4]

4

–

Part time

100

84

–

12

2

–

–

–

Union

100

80

[4]

13

2

–

5

–

Nonunion

100

87

–

7

3

–

3

–

Average wage within the following percentiles:5

                

    Less than 10

100

85

–

8

–

–

5

–

    10 to under 25

100

84

–

7

3

–

4

–

    25 to under 50

100

86

–

8

2

[4]

3

–

    50 to under 75

100

85

–

8

2

[4]

4

–

    75 to under 90

100

83

–

9

3

–

4

–

    90 or greater

100

75

1

17

3

–

4

–

Establishment characteristics

                

Service-providing industries

100

84

–

9

2

[4]

4

–

    Education and health services

100

83

[4]

10

2

[4]

4

–

        Educational services

100

84

[4]

10

1

[4]

4

–

            Elementary and secondary schools

100

85

1

7

2

[4]

4

–

            Junior colleges, colleges, and universities

100

80

–

17

–

–

2

–

        Health care and social assistance

100

83

–

12

2

–

–

–

            Hospitals

100

88

–

–

2

–

–

–

    Public administration

100

84

–

7

4

–

4

[4]

1 to 99 workers

100

76

–

11

7

–

6

1

    1 to 49 workers

100

67

–

–

10

–

–

–

    50 to 99 workers

100

85

–

7

–

–

3

1

100 workers or more

100

84

–

9

2

[4]

4

–

    100 to 499 workers

100

86

–

7

1

–

3

–

    500 workers or more

100

84

[4]

10

2

[4]

4

–

State government

100

79

–

15

5

–

1

–

Local government

100

86

–

6

1

[4]

5

–

Geographic areas

                

New England

100

91

–

–

–

–

–

–

Middle Atlantic

100

77

–

13

–

1

9

1

East North Central

100

81

–

14

–

–

4

–

West North Central

100

74

–

–

–

–

–

–

South Atlantic

100

95

–

1

–

–

2

–

East South Central

100

92

–

6

–

–

2

–

West South Central

100

85

–

–

6

–

4

–

Mountain

100

81

–

–

7

–

–

–

Pacific

100

72

1

18

6

–

2

–

Average monthly employer premium6

$385.04

$382.32

–

$405.10

$352.20

$397.34

$392.13

–

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details.

6Average premium is for all workers.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria.