Federal Reserve Statistical Release, G.20, Finance Companies; title with eagle logo links to Statistical Release home page
Release dates | Historical data

Auto Loans: Terms of Credit
(Percent except as noted; not seasonally adjusted)
  New Car Loans Used car loans
 

Date Interest
rate
Maturity
(months)
Loan-to-value
ratio
Amount financed
(dollars)
Interest
rate
Maturity
(months)
Loan-to-value
ratio
Amount financed
(dollars)
Jun 85 12.0651.3091.009965.0017.7741.3094.006116.00
Jul 85 12.4651.7091.0010355.0017.4941.5095.006146.00
Aug 85 10.8751.1091.0010422.0017.5741.6095.006139.00
Sep 85 8.8451.2092.0010449.0017.3141.4095.006097.00
Oct 85 9.9751.5093.0010498.0017.2141.4095.006091.00
Nov 85 11.7152.0092.0010205.0017.2841.5095.006167.00
Dec 85 12.5252.1092.009925.0017.2241.4095.006255.00
Jan 86 9.9951.2092.0010064.0016.6042.8095.006165.00
Feb 86 9.7051.3092.0010074.0016.7442.5095.006194.00
Mar 86 10.5151.0090.0010306.0016.6342.4095.006207.00
Apr 86 10.5550.6089.0010402.0016.6742.5096.006281.00
May 86 9.4949.4089.0010521.0016.5642.5097.006393.00
Jun 86 9.3549.5089.0010608.0016.0642.7097.006611.00
Jul 86 9.3149.9089.0010748.0015.8342.8097.006614.00
Aug 86 9.2950.4090.0010756.0015.5642.9097.006569.00
Sep 86 5.4044.5092.0011162.0015.2342.5098.006763.00
Oct 86 6.1245.3092.0011340.0015.1742.2097.006746.00
Nov 86 11.8353.4093.0011160.0015.2042.6097.006946.00
Dec 86 11.7153.3093.0010835.0015.1242.7098.007168.00
Jan 87 11.6553.8094.0010902.0014.6244.8098.007067.00
Feb 87 10.7853.6094.0010602.0014.5644.7099.007075.00
Mar 87 10.5953.7094.0010641.0014.4044.9099.007145.00
Apr 87 10.8154.3094.0010946.0014.4945.0098.007234.00
May 87 10.6953.5093.0011176.0014.4545.2098.007373.00
Jun 87 10.6453.6093.0011214.0014.4745.4098.007479.00
Jul 87 10.5253.4093.0011267.0014.5345.5098.007527.00
Aug 87 9.6352.1093.0011374.0014.5345.4098.007763.00
Sep 87 8.7150.7093.0011455.0014.5845.2098.007476.00
Oct 87 10.3152.8093.0011585.0014.7645.2099.007537.00
Nov 87 12.2455.4094.0011630.0014.9045.3099.007646.00
Dec 87 12.2355.5093.0011645.0014.9745.3099.007718.00
Jan 88 12.1955.5093.0011534.0014.5647.2098.007612.00
Feb 88 12.2655.9094.0011447.0014.7546.8099.007619.00
Mar 88 12.2456.0094.0011493.0014.7746.9098.007587.00
Apr 88 12.2956.2094.0011553.0014.8246.9098.007662.00
May 88 12.2956.2094.0011624.0014.8146.9099.007778.00
Jun 88 12.3256.3094.0011626.0014.8346.9099.007899.00
Jul 88 12.4456.4094.0011663.0014.9946.8099.007947.00
Aug 88 12.6456.5094.0011593.0015.1646.8098.007918.00
Sep 88 12.9356.3094.0011530.0015.4646.5098.007903.00
Oct 88 13.1056.3094.0011845.0015.6746.3099.007944.00
Nov 88 13.2056.2094.0011975.0015.7546.2098.007991.00
Dec 88 13.2556.3094.0012068.0015.8046.0098.008022.00
Jan 89 13.2756.2094.0011956.0015.5747.8097.008006.00
Feb 89 13.0755.7092.0011819.0015.9047.4098.008022.00
Mar 89 13.0755.4092.0011867.0016.1247.1097.007958.00
Apr 89 12.1053.4091.0011886.0016.3947.8097.007855.00
May 89 11.8052.7091.0011973.0016.4546.6097.007908.00
Jun 89 11.9653.0091.0012065.0016.4546.5097.007921.00
Jul 89 11.9452.9091.0012108.0016.3746.4097.007988.00
Aug 89 12.2252.9090.0011949.0016.3146.2096.007874.00
Sep 89 12.4253.1088.0011841.0016.2246.2096.007856.00
Oct 89 13.0454.4088.0011965.0016.1745.8096.007904.00
Nov 89 13.2755.1089.0012279.0016.0945.6096.008063.00
Dec 89 13.2755.1089.0012301.0016.1045.5096.008096.00
Jan 90 12.6454.7089.0012381.0015.7745.5095.008040.00
Feb 90 12.6754.7088.0012053.0015.9146.4096.008065.00
Mar 90 12.3154.3088.0012216.0015.9746.4095.008132.00
Apr 90 12.2154.2087.0012089.0016.0246.5096.008105.00
May 90 12.2354.5087.0012064.0016.0346.1096.008169.00
Jun 90 12.5854.8087.0012108.0016.0046.2095.008296.00
Jul 90 12.6854.9086.0012125.0015.9646.2096.008401.00
Aug 90 12.6254.8086.0011939.0015.9846.2096.008415.00
Sep 90 12.3454.3085.0011837.0016.0346.1095.008403.00
Oct 90 12.5754.6085.0011917.0016.1245.1095.008423.00
Nov 90 12.7454.6085.0011986.0016.0746.0095.008494.00
Dec 90 12.8654.7085.0012140.0016.0445.8094.008530.00
Jan 91 12.9954.9088.0012229.0015.7047.4096.008600.00
Feb 91 13.1655.2088.0012081.0015.9047.1096.008605.00
Mar 91 13.1455.2087.0012121.0015.8247.2097.008763.00
Apr 91 13.1455.4087.0011993.0015.8247.3097.008751.00
May 91 12.9555.4087.0012204.0015.8547.3096.008873.00
Jun 91 12.7755.5088.0012343.0015.7447.3097.008916.00
Jul 91 12.5555.5088.0012572.0015.6647.4096.008989.00
Aug 91 12.4055.4088.0012518.0015.6347.2097.008902.00
Sep 91 12.3855.4087.0012460.0015.6047.2096.008996.00
Oct 91 12.2355.4088.0012684.0015.4647.0097.009077.00
Nov 91 10.7954.1088.0013245.0015.0647.0096.009029.00
Dec 91 10.4153.7088.0013476.0014.9046.9093.009105.00
Jan 92 10.0453.5089.0013135.0014.3448.4097.009007.00
Feb 92 10.1953.8089.0013340.0014.0048.0097.008912.00
Mar 92 10.9254.3089.0013137.0014.1948.0097.008908.00
Apr 92 10.8454.5089.0013208.0014.1447.8097.008905.00
May 92 10.6754.7089.0013373.0014.0147.9097.009247.00
Jun 92 10.2454.4089.0013369.0013.8948.0097.009201.00
Jul 92 9.9454.4089.0013570.0013.6748.0097.009293.00
Aug 92 8.8853.6090.0013745.0013.4947.9097.009238.00
Sep 92 8.6553.3090.0013889.0013.4447.7097.008402.00
Oct 92 9.5154.1089.0013885.0013.3747.9097.009373.00
Nov 92 9.6554.1089.0014043.0013.3747.8097.009475.00
Dec 92 9.6553.6090.0014315.0013.6647.7097.009464.00
Jan 93 10.2154.1690.4113974.7313.5549.8097.049471.55
Feb 93 10.3354.5191.0013849.3913.7549.4697.529456.77
Mar 93 10.0554.7790.4114013.3413.2049.8297.999640.87
Apr 93 9.7454.7990.3714020.7912.7149.9097.899730.73
May 93 9.6654.7791.0014145.8612.5549.9598.219828.79
Jun 93 9.6254.9791.1814296.3912.4450.1098.429911.86
Jul 93 9.5255.0991.4414430.4212.3050.3698.209995.84
Aug 93 9.3255.0891.0014323.5612.2750.3898.5210103.72
Sep 93 9.2954.9390.5714347.6812.3150.1798.319808.33
Oct 93 9.3155.1290.0914649.7612.2649.9298.179969.05
Nov 93 9.0054.6990.5614839.3711.9750.5497.3310230.21
Dec 93 8.9154.3990.3515097.1611.8150.7697.9510349.38
Jan 94 7.7353.2791.1415330.3311.8750.9698.3310434.21
Feb 94 9.0154.7991.4614903.6412.1650.9498.6310449.32
Mar 94 9.1954.5891.6314821.3212.4950.7998.8910426.99
Apr 94 9.7454.6292.2215066.8112.9250.6698.6910477.48
May 94 9.9154.5792.8415193.6113.1251.1698.8210605.63
Jun 94 9.9754.3193.6015180.4213.4250.8399.6510655.66
Jul 94 10.1254.8393.2315318.6813.5151.0899.8110735.28
Aug 94 10.2454.9193.4315283.2113.5651.1299.8810755.32
Sep 94 9.8954.6693.2115418.8213.6451.39100.0310905.63
Oct 94 10.2055.0991.7915826.9313.4352.3999.5010553.60
Nov 94 10.3254.8092.9015970.7113.7352.0899.8111201.92
Dec 94 10.4654.0892.4716186.8613.9452.4199.4311309.37
Jan 95 11.2154.3292.2416067.5914.4052.1698.8111185.05
Feb 95 11.6654.7392.3415773.5014.8052.2699.4711181.41
Mar 95 11.7955.1792.0615826.0014.8952.5099.4311220.41
Apr 95 11.7755.1292.2416028.9814.8752.6799.7511504.64
May 95 11.4955.0092.2216155.2614.6352.8499.4511395.90
Jun 95 11.0054.3392.0616083.1214.4353.0399.5011518.05
Jul 95 10.9354.6491.6416085.8014.1053.1699.6311636.97
Aug 95 10.7754.2592.4116055.8213.9353.1199.3811661.85
Sep 95 10.7254.1192.0616402.1813.8053.1799.7311724.83
Oct 95 10.7755.0091.5816430.2313.7053.3099.1611882.78
Nov 95 10.6754.7491.8216583.2613.5753.4898.8612012.40
Dec 95 10.5154.0491.8217034.0613.4553.5198.7512151.80
Jan 96 9.8152.7791.5716697.6813.3352.7898.8712059.29
Feb 96 9.7553.3191.2016627.0113.3852.6798.2111990.31
Mar 96 9.7052.9191.2216520.2013.2852.7298.2811933.96
Apr 96 9.5952.8091.2216604.9213.2652.7598.7512024.19
May 96 9.4152.4690.7916686.0213.4152.8699.3612233.06
Jun 96 9.5552.1891.1716854.3713.5452.95100.1812248.53
Jul 96 9.9152.4791.1516925.8613.6953.04100.4312242.02
Aug 96 10.6153.2791.5616927.1213.8952.82100.4012132.25
Sep 96 10.5853.2590.5817182.3813.8152.86100.1512107.99
Oct 96 10.4253.9289.0017435.0313.6153.14100.3112326.04
Nov 96 10.3353.9589.5217719.4413.3953.27101.4012393.17
Dec 96 9.2553.6090.0017669.5813.2153.4099.0512492.38
Jan 97 7.5055.4991.9117089.6613.2853.2798.8712362.26
Feb 97 8.1354.9691.6116836.5413.4953.2798.5612202.11
Mar 97 8.7854.1090.1217198.1413.5453.2898.8012194.42
Apr 97 8.9953.9491.1217620.2813.6753.2698.9212194.81
May 97 7.8154.3393.2018059.9113.7753.4799.3012261.20
Jun 97 7.3854.5293.4718171.2813.9053.5698.8312239.05
Jul 97 6.9055.1293.5018280.7413.8053.6899.0712306.60
Aug 97 6.2555.6193.3518328.5913.6653.5698.6312204.37
Sep 97 6.5055.5592.8518520.3513.5853.3699.3112190.11
Oct 97 7.5554.5992.0218779.4613.4153.42100.4812287.18
Nov 97 7.0853.7491.2118923.4713.3153.4898.3212388.60
Dec 97 6.0653.5691.6819120.9413.2153.6998.7412546.71
Jan 98 6.1152.7391.7418943.5813.3153.2098.1112391.25
Feb 98 6.8152.4991.9818824.5213.3753.2397.2912356.32
Mar 98 6.9252.6491.7718931.9413.1053.9097.2512430.81
Apr 98 6.6851.8490.7818921.6112.9754.3697.7212716.13
May 98 6.4152.1892.5418793.2712.9754.1199.2012606.65
Jun 98 6.2752.3191.0118878.1212.9154.4199.4912697.89
Jul 98 6.2953.0291.9819084.3212.6854.59100.2112733.04
Aug 98 6.0353.8093.0019068.4312.9054.53100.5812406.75
Sep 98 5.6653.7392.7219028.1612.8854.62100.7412730.88
Oct 98 5.8853.7192.4519198.5912.7754.86100.0912913.74
Nov 98 6.6553.6991.3419589.5612.4655.25100.1213111.77
Dec 98 6.5653.1890.9519733.9112.2855.4099.3513201.50
Jan 99 6.3653.0991.8819627.5712.0055.7098.5913496.71
Feb 99 6.6054.1192.0619304.0011.9755.8498.4713603.66
Mar 99 6.4953.6991.2719339.1611.9956.0298.7013653.36
Apr 99 6.7253.5891.7119435.1112.2256.0999.1113647.32
May 99 6.6953.1791.8319538.5412.2456.1798.4713699.92
Jun 99 6.5252.9091.8319721.6212.2156.3098.6713816.48
Jul 99 6.6252.9591.9719873.4912.5956.1599.3713609.49
Aug 99 6.3152.3491.5020011.5712.9855.7999.4813374.19
Sep 99 6.4352.5291.6320153.9013.2355.9099.6013449.04
Oct 99 7.1554.0391.6220334.8413.3355.8699.7313613.08
Nov 99 7.4754.8991.1320517.3813.2656.0099.1513777.09
Dec 99 7.5054.4790.8420699.1813.2156.1298.7213969.61
Jan 00 7.3353.7791.3820503.4513.1656.8598.2613809.01
Feb 00 7.4453.6391.8920206.2113.5456.7797.7813696.65
Mar 00 6.9253.9892.9120394.7913.6256.8398.5213666.46
Apr 00 6.6754.4493.2920541.5613.6656.9698.0313870.73
May 00 6.7254.3792.8820620.6613.4957.2198.5414132.27
Jun 00 6.8255.6592.2620349.3713.4257.5198.8614244.85
Jul 00 6.9855.3591.5320406.2513.3457.6099.3914268.55
Aug 00 7.2855.1491.5220663.9413.4757.50100.0114165.91
Sep 00 7.1055.3891.2421010.4613.8357.2399.7313949.90
Oct 00 5.5957.3392.8822069.1113.8257.4599.5213978.01
Nov 00 5.8457.3092.8022442.5813.2957.56100.0114324.69
Dec 00 7.5456.0490.5921867.1413.0557.6899.9614591.19
Jan 01 7.4655.0089.7321315.0813.0657.7898.4414155.38
Feb 01 7.2055.9890.6421992.9213.6757.6898.9914095.19
Mar 01 6.8856.0890.7022130.5113.4457.8199.6414213.77
Apr 01 6.9056.5990.9621913.9513.1257.8799.8614346.99
May 01 6.7056.8591.6821870.6912.8357.93100.3114349.94
Jun 01 6.4456.9791.0722123.5012.2657.94100.3314586.47
Jul 01 6.3857.0191.3922686.8512.0458.01100.1214571.15
Aug 01 6.5557.3891.2622590.6212.4057.93100.0714321.20
Sep 01 5.5956.9792.0723048.8912.3958.07100.6114408.18
Oct 01 2.6353.9093.8624442.5811.7958.09100.0314626.66
Nov 01 2.9651.2092.0124933.5311.2657.8299.9014668.61
Dec 01 3.4949.0290.7324812.0911.0957.7099.7114652.88
Jan 02 4.1649.2890.1524137.1211.3857.38100.4914354.84
Feb 02 6.2256.5489.0122741.0011.8457.07100.4914049.11
Mar 02 6.1256.6490.4423064.7711.7857.17100.5114149.25
Apr 02 5.8656.3492.7723535.0511.5157.32100.9814363.10
May 02 6.3157.4992.3823324.3211.4357.55100.9414699.79
Jun 02 6.4358.5191.5023436.2811.1557.58100.2614631.47
Jul 02 3.8258.8694.7225092.2911.0357.75100.1714700.81
Aug 02 2.3759.2396.8326454.5910.8157.9299.9014679.44
Sep 02 2.2958.6796.9426330.9810.7558.1299.7414801.06
Oct 02 2.8857.8996.2326098.9210.8858.07100.5014701.92
Nov 02 3.7457.8595.4426103.7611.0257.9499.8814609.66
Dec 02 3.8058.2495.7126647.2010.5857.87100.0114638.81
Jan 03 3.4758.8496.1426442.9010.7057.5799.6014499.42
Feb 03 4.5059.6896.9724863.6210.9557.3798.9914231.48
Mar 03 4.3559.9595.8625152.2910.5957.5899.4614253.08
Apr 03 2.9360.2597.0027539.8010.1557.6799.1714474.85
May 03 2.7460.7697.3327920.0410.0257.7399.4114568.40
Jun 03 3.2962.2096.8226945.059.9957.9899.9714567.16
Jul 03 3.6762.3095.1826129.449.9258.2099.9414631.81
Aug 03 3.9862.4393.3825406.629.6958.38100.2414622.96
Sep 03 4.1262.8093.7925663.179.4058.58100.6314707.83
Oct 03 4.3062.9893.5726066.609.0958.61100.3514904.10
Nov 03 4.3162.4693.7226306.238.9158.43100.1214951.34
Dec 03 4.0461.0394.2927105.078.9257.9699.7614949.13
Jan 04 3.6959.9293.7927239.679.3457.0499.1614534.53
Feb 04 3.4659.1694.3326296.199.5056.8599.1714433.89
Mar 04 4.0459.5993.2825873.039.2957.15100.0214599.44
Apr 04 4.3160.3293.2425917.658.9957.56100.7714828.80
May 04 4.2160.5892.1325853.938.7857.81100.9614954.89
Jun 04 4.9960.9790.7524803.738.7058.03100.9415086.04
Jul 04 5.9161.1588.8923821.368.8258.0499.4215361.00
Aug 04 6.1561.0684.0322950.518.8358.0899.3215197.24
Sep 04 6.0461.1881.4122765.478.6058.3698.8815490.26
Oct 04 4.7963.2184.8624710.928.4758.6398.0015547.35
Nov 04 5.9560.8682.9823983.598.1758.6597.6815631.95
Dec 04 5.4660.3784.5024434.128.2158.7797.8715963.74
Jan 05 5.7559.6382.9323939.238.7558.3797.9115672.95
Feb 05 5.1559.2988.6824290.029.3458.3698.1415453.17
Mar 05 4.9659.4587.7224117.639.3658.2898.8215394.73
Apr 05 5.2859.2487.4323724.649.3858.2898.7115749.64
May 05 5.7358.8788.0522989.449.2557.9598.0216010.99
Jun 05 5.7559.4788.4323716.868.8358.1797.6716316.23
Jul 05 5.8860.0788.8125085.838.3258.3896.7216508.96
Aug 05 6.3060.2788.3925059.008.4558.5497.0116383.34
Sep 05 6.7460.8888.0723579.188.8658.6698.1216219.64
Oct 05 6.7562.1690.1124209.038.6059.4198.8516835.70
Nov 05 7.3460.0288.4824173.678.3959.3597.7717019.40
Dec 05 6.6461.1887.9024706.398.1859.3996.9517173.53
Jan 06 6.6262.4788.2024522.128.5159.0497.7416894.15
Feb 06 6.3261.8990.3224766.159.4758.7597.8116303.10
Mar 06 5.3261.3491.3025490.049.2558.9197.8816598.89
Apr 06 5.6861.5390.8824985.789.4458.9497.7116566.91
May 06 6.1861.9691.1724788.009.6459.1198.6016645.10
Jun 06 5.0261.9793.5226544.569.5159.1498.4116817.12
Jul 06 2.1066.3897.3828019.089.6359.4099.2816744.72
Aug 06 4.0063.5395.7827285.719.9759.1298.4316626.82
Sep 06 3.0066.32100.4029161.1610.2059.5999.0216863.98
Oct 06 4.7363.5397.4728357.739.9859.9599.0616680.03
Nov 06 5.1462.8696.9227979.919.8260.1699.6816596.35
Dec 06 5.8162.5294.5627543.959.8860.17100.2816711.89
Jan 07 6.2462.8194.2027397.539.5160.0999.7416916.26
Feb 07 4.4960.5794.3427623.599.3460.1699.4416962.21
Mar 07 4.2260.4294.6827736.079.3060.26100.2017044.46
Apr 07 4.8860.9395.7127803.799.1760.59101.5716978.71
May 07 5.1862.8196.7427779.559.1361.41102.9116937.89
Jun 07 5.1961.3795.2527524.138.9561.71102.7917130.59
Jul 07 5.0660.4595.0627582.728.8161.51102.2317229.73
Aug 07 4.6562.5995.3328638.958.8360.52101.3217109.18
Sep 07 4.8363.3595.7828825.788.9560.51100.3517116.85
Oct 07 4.6063.6194.7330132.619.4660.3298.6617162.10
Nov 07 4.7262.6694.6129326.859.7460.4197.8017183.64
Dec 07 4.3362.5394.8329075.629.7360.5297.2617370.80
Jan 08 4.9762.2694.4328230.639.0658.8596.2717219.95
Feb 08 5.3763.2294.8228118.368.9160.2995.7817126.67
Mar 08 4.1962.3193.7128173.298.8860.7896.2417048.53
Apr 08 4.5463.1093.6127396.918.3460.5996.1217281.18
May 08 5.8264.0292.4524578.558.2360.5196.6717114.01
Jun 08 5.4963.4893.1724504.778.3660.2596.5116162.50
Jul 08 3.2867.1695.0627582.378.4360.0795.9716678.81
Aug 08 5.1164.6488.2826920.318.4259.8297.2816446.43
Sep 08 6.2464.2784.9025426.688.4659.3998.1316296.29
Oct 08 6.4163.9386.0725390.808.5259.2699.2916252.44
Nov 08 6.4363.2087.6225041.169.4358.48100.1315970.38
Dec 08 8.4259.7885.0922769.429.8258.74104.6516365.69
Jan 09 8.2359.3386.4822921.8910.0357.91103.7115545.24
Feb 09 3.1759.0386.3926267.639.6657.46101.8214762.37

Release dates | Historical data

Statistical releases