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Making Home Affordable

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Find out if you are eligible
Are You Eligible?
Please use the self-assessment tools provided on this website to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable.
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Making Home Affordable Event
Upcoming Events
Obama Outreach Campaign
We're traveling to housing markets that have been hit hard by foreclosure, with the goal of empowering local partners to connect homeowners with much needed relief under the Obama Administration’s housing program.
Making Home Affordable chart and report
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On Pace To Help Millions
LATEST NEWS: The Making Home Affordable Program is on pace to help millions of homeowners, public release of data provides transparency on servicer performance.
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Frequently Asked Questions
Have a question? Be sure and check out the Making Home Affordable borrower FAQ for up-to-date information and answers to common questions.

Are You Eligible?
Please use the self-assessment tools provided on this website to see if you are among the 7 to 9 million homeowners who may be able to benefit from Making Home Affordable.

Find out if you are eligible


Learn About Making Home Affordable

Refinancing
Many homeowners pay their mortgages on time but are not able to refinance to take advantage of today’s lower mortgage rates perhaps due to a decrease in the value of their home.

Modification
Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income.

Beware of Foreclosure Rescue Scams - Help Is Free!
  • Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.     
  • Assistance from a HUD-approved housing counselor is FREE.
  • Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
  • Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
  • Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make a mortgage payment to anyone other than your mortgage company without their approval.
Report Lending Discrimination to HUD
If you believe you have experienced discrimination based on race, gender, national origin, or another reason, contact HUD’s Office of Fair Housing and Equal Opportunity at 1-800-669-9777.

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Need urgent help?
Image: Need urgent help? Contact the Homeowner’s HOPE™ Hotline: (888) 995-HOPE

LATEST NEWS:
08/04: Making Home Affordable Program on Pace to Offer Help to Millions of Homeowners
07/31: Treasury Announces Home Price Decline Protection Incentives

Obama Administration Launches National Outreach Campaign
The campaign is traveling to housing markets that have been hit hard by foreclosure, with the goal of empowering local partners to connect homeowners with much needed relief under the Administration’s housing program. Read more...

› Upcoming homeowner events.

Getting the Help You Need

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