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This page can be found on the web at the following url:
http://opm.gov/insure/health/faq/premconversion/21.asp

Insurance Programs

Health

Frequently Asked Questions about Premium Conversion: Retirement

Will this have an effect on my retirement benefits?

No. Whether you participate in CSRS or FERS, your retirement benefit is based upon your gross salary

Will premium conversion affect my base salary for the purpose of determining my "high 3"?

No. Again, premium conversion has no effect on retirement benefits or retirement calculations.

 
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