Comment Number: 514719-00055
Received: 4/16/2005 8:55:23 AM
Organization:
Commenter: Terri Green
State: CA
Agency: Federal Trade Commission
Rule: Notice of Proposed Study on the Effects of Credit Scores and Credit-based Insurance Scores on the Availability and Affordability of Financial Products
Docket ID: 3084-AA94
No Attachments

Comments:

I submitted a home loan application with Washington Mutual Bank in 7-2004. I recently requested my free annual credit report to my surprise my score had been lowered even more with the same data that was on the 2004 report. I asked Experian for an investigation of my credit report with no avail. Experian as not released to me the methods of that investigation as I requested. Something has to be done about these credit reporting agencies paying good. I attend to start a class action lawsuit ageinst Experian Credit Corporation regarding its unlawful credit reporting methods.