| Comment Number: | 514719-00041 |
| Received: | 3/18/2005 7:18:08 AM |
| Organization: | |
| Commenter: | Roger Harford |
| State: | FL |
| Agency: | Federal Trade Commission |
| Rule: | Notice of Proposed Study on the Effects of Credit Scores and Credit-based Insurance Scores on the Availability and Affordability of Financial Products |
| Docket ID: | 3084-AA94 |
| No Attachments |
Comments:
Am having a severe problem with First USA inaccurate reporting. They thumb there nose at Bankruptcy regs, and report charge offs and balances owing instead of included in bankruptcy. This usually makes about a 30 point lower score. They constantly verify the information as correct. The FCRA needs some teeth to provide for severe monetary damages to the creditors for these scofflaws willful and malicious actions and their refusal to abide by Federal regs. Can provide documentation of all complaints if desired