Comment Number: EREG-000001
Received: 11/22/2004 8:00:00 AM
Organization:
Commenter: George Barnes
State: AZ
Agency: Federal Trade Commission
Rule: Advance Notice of Proposed Rulemaking, Request for Comment
Docket ID: RIN 3084-AA94
No Attachments

Comments:

eRegulations
Agency :  FEDERAL TRADE COMMISSION
Title :  Fair and Reasonable Fee for Credit Score Disclosure
Subject Category :  Fair and Accurate Credit Transactions Act: Credit score disclosure; fair and reasonable fee
Docket ID : 
CFR Citation :  16 CFR Chap. I
Published :  November 08, 2004
Comments Due :  January 05, 2005
Phase :  PROPOSED RULES

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Please note your REGULATIONS.GOV number.
Regulations.gov #: EREG - 1 Submitted Nov 22, 2004
 
Author :  Mr. George Barnes
Organization :  N/A
Mailing Address :  *REDACTED PERSONAL IDENTIFYING INFROMATION*
Attached Files : 
 
Comment :  The credit companies are taking advantage of the information they contain. While attempting to get my credit report their phone system puts the caller in circles for everything except their $35 report. I cannot get my free credit report, they always push me off to a web site that does not exist and a phone number that doesn't work. This whole system is messed up. There is my first attempt to get a credit report and I feel that if I don't pay for the premium one, I will be stuck in their phone system forever. I finally bought the $35 report because its impossible to get anything else. I've been cheated and have no recourse. They don't even have a phone number to talk to a LIVE person. Attempting to find out about my credit has become tourture!

George Barnes
*REDACTED PERSONAL IDENTIFYING INFROMATION*