• Checking your own credit report will NOT lower your score
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IMPORTANT INFORMATION: This offer is not related to the free credit report that you are entitled to under federal law. To obtain that report, you must go to www.annualcreditreport.com. The free credit report and score offer above requires enrollment in a trial of Triple AdvantageSM. Cancel anytime during the 7-day trial period** and pay nothing. Otherwise, you will be billed just $14.95 for each month that you continue your membership.

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Why is it important to check and monitor your Experian credit report regularly? It is a good idea to know what is included in your credit report before applying for credit or a loan. Checking your credit report is also vital for credit card safety. Look over your credit report once a year. Learn more about credit education. Ask Experian is the credit reporting industry's first online consumer credit advice column. Recent advice includes how to: Get a free credit report when your application is declined. Separate the credit reports of father and son.

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