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Need urgent help? Contact the Homeowner’s HOPE Hotline: (888) 995-HOPE
Making Home Affordable

Are You Eligible?

Please use the self-assessment tools provided on this website
to see if you are among the 7 to 9 million homeowners who may
be able to benefit from Making Home Affordable.

Find out if you are eligible

Learn About Making Home Affordable

Many homeowners pay their mortgages on time but are not able to refinance to take advantage of today’s lower mortgage rates perhaps due to a decrease in the value of their home.

Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income.

Beware of Foreclosure Rescue Scams - Help Is Free!
  • Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.     
  • Assistance from a HUD-approved housing counselor is FREE.
  • Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
  • Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
  • Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make a mortgage payment to anyone other than your mortgage company without their approval.
Report Lending Discrimination to HUD
If you believe you have experienced discrimination based on race, gender, national origin, or another reason, contact HUD’s Office of Fair Housing and Equal Opportunity at 1-800-669-9777.

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Need urgent help?
Image: Need urgent help? Contact the Homeowner’s HOPE™ Hotline: (888) 995-HOPE

08/04: Making Home Affordable Program on Pace to Offer Help to Millions of Homeowners
07/31: Treasury Announces Home Price Decline Protection Incentives

Obama Administration Launches National Outreach Campaign
The campaign is traveling to housing markets that have been hit hard by foreclosure, with the goal of empowering local partners to connect homeowners with much needed relief under the Administration’s housing program. Read more...

› Upcoming homeowner events.

Getting the Help You Need

Getting the Help You Need Video
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