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Entry bubble National Consumer Protection Week (March 1-7)

By: Colleen | February 25, 2009 | Category: Money

CAHNext week is National Consumer Protection Week (NCPW). This year's theme, "Nuts and Bolts: Tools for Today's Economy," was chosen to help people get the most for their money—whether you are trying to improve your credit history, tell the difference between a real deal or a rip-off, or protect your mortgage from foreclosure or foreclosure rescue scams.

The NCPW website includes pages on a range of consumer topics like banking, credit, consumer rights, identity theft & fraud, investments, money, and mortgages.

For a consumer reference guide, pre-order the 2009 Consumer Action Handbook. This free publication, available in April, includes tips on how to handle consumer issues, as well as a sample complaint letter to help you express consumer problems via mail, fax, or e-mail.

Check out all the sponsors of NCPW to learn how to protect yourself and your money!

| Post a Comment | View Comments [1] | envelope E-mail This Entry | Tags: colleen   consumer_action_handbook   money   national_consumer_protection_week  

 

Entry bubble Children's Dental Health Month

By: Joanne | February 24, 2009 | Category: Health

young boy brushing his teethAt my daughter’s first dentist visit, the hygienist remarked, “She doesn’t drink much soda, does she?” My first reaction was shock, and I wondered if the average 3 year old drinks so much soda that the dental hygienist can see it on their teeth? For the record: they can.

February is National Children’s Dental Health Month, a friendly reminder to help your kids learn the importance of taking care of their teeth. The American Dental Association sponsors National Children’s Dental Health Month to promote the importance of good oral health beginning at a young age.

As a parent, it’s my job to make sure my kids are brushing, flossing, have regular checkups and are eating healthy snacks. Regular visits with the dentist can help you prevent problems in the future. Treatments like fluoride, sealants or even braces can help keep your kid’s teeth healthy and strong. Would you believe that my daughter got braces on when she was 7? I was so surprised I almost fell out of my chair when the dentist told me it was time.

My kids are comfortable at the dentist. A lot of credit goes to our dentist and his staff, who are always gentle and concerned about our comfort, but I do what I can to put them at ease too. The equipment and bright lights and strangers with face masks can be frightening. I schedule our appointments together and then I go first so they can see exactly what happens and how comfortable I am. I think it also helps that there’s a basket of little toys for the kids when we finish the appointment. What are your good ideas to help kids love taking care of their teeth?

| Post a Comment | View Comments [4] | envelope E-mail This Entry | Tags: brush   child   children   dental   dentist   floss   joanne   kids   teeth  

 

Entry bubble The American Recovery and Investment Act and You

By: Jake | February 23, 2009 | Category: Money

MoneyPresident Barack Obama signed the American Recovery and Reinvestment Act into law last Tuesday and shortly after he signed it the National Contact Center had people calling and emailing about getting a check because of the new law.

The law the President signed last week doesn't give anyone a stimulus payment or tax rebate check and it probably won't affect your 2008 income tax return. Even before the law was passed some people were already eligible for more 2008 stimulus payment money, specifically those who made less income in 2008 than in 2007. If this is your circumstance, you should check to see if you are eligible for the Recovery Rebate Credit.

About $288 billion of the $787 billion from the new law will be for tax relief. According to the Internal Revenue Service, there are two tax provisions in the law that could bring you some extra cash this year.

The "Making Work Pay" tax credit will give a refundable tax credit to individuals with an adjusted gross income up to $75,000 or $150,000 for married couples filing jointly. The credit will be applied to paychecks with tax withholdings, and you can calculate the amount for you here. Some people who receive benefits from the Social Security Administration, Veteran's Affairs and Railroad Retirement Board will receive an Economic Recovery Payment from the agency that grants their benefits.

Recovery.gov is where you can find out about where the other $499 billion will go. The White House has created a website to get your feedback on the law. What do you think of it? 

| Post a Comment | View Comments [4] | envelope E-mail This Entry | Tags: economic_stimulus_payments   jake   rebate_check  

 

Entry bubble When a Loved One Joins the Military

By: Ginger | February 20, 2009 | Category: Home and Family

In 1980, my oldest sister joined the Navy after graduating from high school. It was an emotional thing for my parents to watch their oldest daughter, not only leave the nest for boot camp, but to eventually leave the country for exotic destinations. The whole military experience was a complete unknown for my parents. It was especially difficult back then because we didn’t have the internet to stay connected. Their only communication with my sister was via letters and a rare overseas phone call to keep in touch.

Soldier saluting the American flagNow my youngest sister is about to go through the same experience with her oldest son, Tony, who joined the Air Force. He finished community college, but seemed to be undecided what to do next. With our country’s economic troubles, he decided his best option was to join the military and get more education and skills. He heads for boot camp at Lackland Air Force base here in San Antonio at the end of this month.

The military way of life has its own culture and community that most people are not familiar with. I know my sister is worried. She doesn’t know what to expect. The good news is that there are all kinds of resources and information available to her now that weren’t around for my parents when our oldest sister enlisted.

The FAQ on joining the military provides links and phone numbers if your child or loved one is considering enlisting. The Military Home Front, the Consumer Action Handbook military page, and Family Support for Active Military Personnel contain links to information explaining benefits and other important topics.

These private resources have created wonderful communities for parents and loved ones to learn and share experiences among military families:

Getting informed about the military and becoming part of the parents-with-military-kids community may help ease some of my sister’s fears. Not everyone has a positive military experience, but I am hopeful that enlisting will be a good experience for Tony. I hope it will help him focus and give him a plan for the future. Do you think enlisting in the military at this time is a good thing or something he will regret?

| Post a Comment | View Comments [8] | envelope E-mail This Entry | Tags: enlisting   ginger   military  

 

Entry bubble Breaking down and calling the doc

By: Jess | February 19, 2009 | Category: Health

The human kneeI’m a runner, and I have a bum knee. Last summer when running hurt so much it brought me to tears, I decided it was time to see the doc. I was sent to physical therapy where I did a bunch of exercises to get things taken care of and off I went when I was fixed.

Except, it turns out I wasn’t so fixed.

So this time when the nagging pain came back, I did a little research. I punched the name of my issue into WebMD, into USA.gov, into every runner’s training resource I could find.

After reading about the symptoms and causes, and running a 5K that left me hobbling around for the rest of the weekend, I finally broke down and called a doctor.

I’m pretty sure he’ll send me for x-rays like last time to make sure nothing is structurally wrong, and then I can only hope for good news.

From what I’ve read it sounds like patellofemoral syndrome (or patellar tracking disorder) takes up to several months to heal. I’m still crossing my fingers that my doc will have some voo-doo magic that will heal me up right quick so I can run a race I’m registered for at the end of March.

I've been pretty lucky that this is the only real medical problem I've ever faced and could easily find information on it. Where do you look for advice and information when you have medical questions or need advice? I'm always interested in hearing about what resources are available.

As for my knee, cross your fingers for me and I’ll keep you posted on how the appointment goes.

| Post a Comment | View Comments [4] | envelope E-mail This Entry | Tags: injuries   injury   jess   knee   knees   overuse   racing   runner's   running   sports  

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