Federal Trade Commission, and The People of the State of California, Plaintiffs, v. OPTIN GLOBAL, INC., a Delaware Corporation, also doing business as Vision Media Limited Corp., USA Lenders Network, USA Lenders, and USA Debt Consolidation Service; VISION MEDIA LIMITED CORP., a Commonwealth of Dominica Corporation, also doing business as Optin Global, Inc., USA Lenders Network, USA Lenders, and USA Debt Consolidation Service; RICK YANG, also known as Qing Kuang Yang, individually, and as principal and owner of Vision Media Limited Corp. and Optin Global, Inc.; and PEONIE PUI TING CHEN, individually, and as president of Optin Global, Inc.; Defendants., United States District Court, Northern District of California, San Francisco Division