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DEPOSIT INSURANCE
Learn how deposit insurance works and whether the FDIC insures your deposits.
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UPDATES & ALERTS

New Deposit Insurance Limits - The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. For more information visit: Deposit Insurance Simplification Fact Sheet


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Frequently Asked Questions for Deposit Insurance

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 Bank Find
Search for your bank to find out if it is insured; find the locations of your bank's branches; find out if your bank has merged or been acquired; or review your bank's history.



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 Are My Deposits Insured?
Find out how FDIC deposit insurance works and estimate coverage on your deposits.


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 Uninsured Investments
Determine which investments are not insured by the FDIC.


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 The Deposit Insurance Fund
Learn about the FDIC's risk-based premium system and the deposit insurance reform legislation. This includes the FDIC's Assessment Rate Calculator.


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 International Deposit Insurance
Find out how the FDIC fosters communication and coordination among other countries' deposit insurance systems.




QUICK LINKS
•  FDIC Call Center
•  FDIC Consumer News
•  Customer Assistance Online Form
•  Office of International Affairs
•  FDIC's Depositor Bill of Rights
•  Symbol of Confidence for 75 Years


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