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FDIC Consumer News

Important Update: FDIC Insurance Coverage Increased in Late 2008

In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.

Illustration of hands pulling up a plant of money from the ground.Winter 2003/2004

Estate Planning: Protecting Your "Family Fortune" Through FDIC-Insured Bank Accounts
How to pass funds on to your heirs and make sure you're fully covered by federal deposit insurance, including new rules for "living trust" accounts.

When Internet Scam Artists Go "Phishing," Don't Take the Bait

New Proof of Identity Required When Opening Accounts

Beware of Bogus Debt Elimination Scams

Fraudulent Ads Use Official Bank Logos

A Final Exam

For More Information

FDIC Consumer News is published by the
Federal Deposit Insurance Corporation

Donald E. Powell
Chairman

Elizabeth Ford
Assistant Director,
Office of Public Affairs (OPA)

Jay Rosenstein
Senior Writer-Editor, OPA

Tommy Ballard
Illustrations

Mitchell Crawley
Graphic Design

FDIC Consumer News is produced quarterly by the Office of Public Affairs, in cooperation with other FDIC Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC regulations and policies. Mention of a product, service or company does not constitute an endorsement. This newsletter may be reprinted in whole or in part. Please credit material used to FDIC Consumer News.
See other issues of FDIC Consumer News online.

Send comments, suggestions or questions to:

    Jay Rosenstein, Editor
    FDIC Consumer News
    550 17th Street, NW
    Room 7100
    Washington, DC 20429
    E-mail: JRosenstein@fdic.gov
    Fax: (202) 898-3870
Subscriptions
Electronic: To receive e-mail notification of new issues posted to the FDIC Web site, with links to stories, follow instructions posted on www.fdic.gov/about/subscriptions/index.html.

Paper: Subscriptions are available free of charge. Send subscription requests and address changes to:

    FDIC Public Information Center
    801 17th Street, NW
    Room 100
    Washington, DC 20434
    Toll-free phone: (877) 275-3342 or (703) 562-2200 (Washington area)
    E-mail: publicinfo@fdic.gov
    Fax: (703) 562-2296

On the Internet
Consumer information from the FDIC is available at www.fdic.gov.

Find current and past issues of FDIC Consumer News at www.fdic.gov/consumers/consumer/news.



Last Updated 03/08/2004
communications@fdic.gov

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