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FDIC Consumer News

Important Update: FDIC Insurance Coverage Increased in Late 2008

In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.

Illustration of a check being deposited into a bank. Summer 2004

Checks and Balances: New Rules, New Strategies for Bank Customers in the 21st Century
Changes are coming that will make it more important than ever to actively manage your checking account to avoid costly mistakes. This is not your father's checking account.
    Related Articles

    Key Laws Governing Checking Accounts

    Merchants Now Process Checks Electronically

    Electronic Payments Surge: How and Why

    To Learn More About Your Checking Accounts or Making Payments

Kicking the Tires on an Auto Loan: Don't Kick Yourself for Paying Too Much

New Tax-Advantaged Savings Account for Medical Costs

New Insurance Publications

For More Information


FDIC Consumer News is published by the Federal Deposit Insurance Corporation

Donald E. Powell
Chairman

Elizabeth Ford
Assistant Director,
Office of Public Affairs (OPA)

Jay Rosenstein
Senior Writer-Editor, OPA

Mitchell Crawley
Graphic Design

FDIC Consumer News is produced quarterly by the Office of Public Affairs, in cooperation with other FDIC Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC regulations and policies. Mention of a product, service or company does not constitute an endorsement.

This newsletter may be reprinted in whole or in part without permission from the FDIC. Please credit material used to FDIC Consumer News.

Find current and past issues of FDIC Consumer News at www.fdic.gov/consumers/consumer/news/index.html.

Send comments, suggestions or questions to:

    Jay Rosenstein, Editor
    FDIC Consumer News
    550 17th Street, NW
    Room 7100
    Washington, DC 20429
    E-mail: jrosenstein@fdic.gov
    Fax: (202) 898-3870
To receive e-mail notification of new issues posted to the FDIC Web site, with links to stories, follow instructions posted on www.fdic.gov/about/subscriptions/index.html.

Consumer information from the FDIC is available at www.fdic.gov and from the FDIC Public Information Center, 801 17th Street, NW, Room 100
Washington, DC 20434
Toll-free phone: (877) 275-3342 or (703) 562-2200 (Washington area)
E-mail: publicinfo@fdic.gov
Fax: (703) 562-2296

 
Reprints
Starting with this edition, a special online format (see link below this paragraph) enables banks, educators, consumer organizations or anyone else to easily reprint FDIC Consumer News in any quantity. The PDF version looks just like the printed newsletter and can easily be reproduced using any printer. The PDF edition is in addition to the existing online version that also allows for the copying of text but does not have the same look as the printed newsletter. FDIC Consumer News may be reprinted in whole or in part without permission from the FDIC.

Summer 2004 - PDF 808k (PDF Help)



Last Updated 08/26/2004
communications@fdic.gov

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