|
Statistics at a Glance
| As of June 30, 2007 |
Dollar Amounts in Billions
Second Quarter 2007 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,615 |
7,350 |
1,265 |
4 |
1,645 |
26 |
4,731 |
804 |
119 |
378 |
851 |
57 |
| Number of FDIC-Supervised |
5,214 |
4,785 |
429 |
0 |
1,140 |
10 |
2,913 |
323 |
61 |
221 |
523 |
23 |
| Total Assets $ |
12,261 |
10,411 |
1,850 |
2,544 |
156 |
395 |
4,789 |
1,551 |
118 |
42 |
113 |
2,553 |
| Total Loans $ |
7,465 |
6,161 |
1,304 |
1,127 |
106 |
288 |
3,372 |
1,083 |
93 |
10 |
64 |
1,322 |
| Domestic Deposits $ |
6,692 |
5,522 |
1,169 |
683 |
127 |
100 |
3,310 |
968 |
82 |
29 |
93 |
1,300 |
| Net Income (QTR) $ |
36.734 |
31.915 |
4.819 |
6.172 |
0.488 |
3.293 |
13.799 |
3.517 |
0.882 |
0.251 |
0.317 |
8.015 |
| Percent Profitable (QTR) % |
90.4 |
91.2 |
85.8 |
100.0 |
96.2 |
88.5 |
89.0 |
87.2 |
92.4 |
75.4 |
96.2 |
98.2 |
| Average Return on Assets (QTR) % |
1.21 |
1.24 |
1.04 |
0.99 |
1.27 |
3.34 |
1.16 |
0.91 |
3.04 |
2.36 |
1.12 |
1.28 |
| Average Return on Equity (QTR) % |
11.54 |
12.21 |
8.47 |
12.96 |
11.54 |
13.97 |
10.82 |
8.92 |
22.06 |
11.26 |
10.07 |
12.05 |
| Net Interest Margin (QTR) % |
3.34 |
3.39 |
3.05 |
2.55 |
4.01 |
8.30 |
3.71 |
2.70 |
5.90 |
3.04 |
3.70 |
2.92 |
| Equity to Assets % |
10.43 |
10.08 |
12.41 |
7.64 |
11.15 |
23.88 |
10.68 |
10.22 |
13.72 |
21.02 |
11.10 |
10.40 |
| Noncurrent Loan Rate - Total Loans * % |
0.90 |
0.87 |
1.04 |
0.84 |
1.04 |
1.79 |
0.84 |
1.00 |
0.79 |
0.85 |
0.88 |
0.81 |
| Real Estate Loans % |
1.01 |
0.98 |
1.09 |
1.16 |
1.12 |
2.40 |
0.95 |
1.03 |
0.33 |
0.87 |
0.90 |
1.08 |
| C&I Loans % |
0.62 |
0.61 |
0.74 |
0.36 |
1.46 |
2.01 |
0.68 |
0.66 |
0.83 |
1.54 |
1.19 |
0.49 |
| Consumer Loans % |
1.12 |
1.17 |
0.79 |
1.43 |
0.69 |
1.91 |
0.64 |
0.56 |
1.01 |
0.59 |
0.63 |
0.60 |
| Coverage Ratio ** % |
121.29 |
135.10 |
67.10 |
131.52 |
128.24 |
220.95 |
133.97 |
51.94 |
201.32 |
153.06 |
135.61 |
93.16 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.50 |
0.52 |
0.38 |
0.60 |
0.15 |
3.89 |
0.30 |
0.25 |
1.85 |
0.25 |
0.18 |
0.32 |
| Real Estate Loans (QTR) % |
0.17 |
0.18 |
0.14 |
0.28 |
0.03 |
1.72 |
0.18 |
0.14 |
0.16 |
0.05 |
0.06 |
0.10 |
| C&I Loans (QTR) % |
0.43 |
0.40 |
0.92 |
0.08 |
0.55 |
4.92 |
0.40 |
0.35 |
3.16 |
0.34 |
0.46 |
0.35 |
| Consumer Loans (QTR) % |
2.34 |
2.32 |
2.56 |
2.60 |
0.58 |
4.18 |
1.13 |
2.01 |
2.45 |
0.89 |
0.65 |
1.41 |
| Second Quarter 2006 |
| Number of FDIC-Insured |
8,777 |
7,478 |
1,299 |
5 |
1,681 |
29 |
4,708 |
861 |
123 |
404 |
910 |
56 |
| Number of FDIC-Supervised |
5,240 |
4,795 |
445 |
0 |
1,158 |
11 |
2,837 |
342 |
64 |
247 |
553 |
28 |
| Total Assets $ |
11,526 |
9,605 |
1,921 |
2,098 |
147 |
377 |
4,552 |
1,765 |
98 |
45 |
117 |
2,328 |
| Total Loans $ |
7,060 |
5,659 |
1,401 |
887 |
98 |
262 |
3,163 |
1,262 |
77 |
10 |
66 |
1,233 |
| Domestic Deposits $ |
6,437 |
5,315 |
1,122 |
631 |
118 |
93 |
3,149 |
1,005 |
70 |
31 |
96 |
1,242 |
| Net Income (QTR) $ |
38.007 |
32.818 |
5.190 |
5.191 |
0.477 |
4.325 |
14.968 |
4.631 |
0.437 |
0.312 |
0.299 |
7.367 |
| Percent Profitable (QTR) % |
93.2 |
93.5 |
91.3 |
100.0 |
96.8 |
89.7 |
93.0 |
92.0 |
95.1 |
77.7 |
94.7 |
100.0 |
| Average Return on Assets (QTR) % |
1.34 |
1.39 |
1.09 |
1.01 |
1.31 |
4.64 |
1.33 |
1.07 |
1.79 |
2.74 |
1.02 |
1.29 |
| Average Return on Equity (QTR) % |
12.96 |
13.64 |
9.86 |
12.45 |
12.16 |
17.10 |
13.03 |
9.92 |
18.37 |
12.66 |
9.45 |
13.96 |
| Net Interest Margin (QTR) % |
3.46 |
3.54 |
3.05 |
2.54 |
4.10 |
9.49 |
3.86 |
2.79 |
4.70 |
3.54 |
3.74 |
3.00 |
| Equity to Assets % |
10.27 |
10.12 |
11.04 |
8.05 |
10.73 |
27.09 |
10.20 |
10.64 |
9.92 |
21.35 |
10.79 |
9.13 |
| Noncurrent Loan Rate - Total Loans * % |
0.70 |
0.70 |
0.68 |
0.90 |
0.88 |
1.83 |
0.58 |
0.66 |
0.72 |
0.72 |
0.76 |
0.63 |
| Real Estate Loans % |
0.66 |
0.66 |
0.67 |
1.07 |
0.86 |
1.93 |
0.57 |
0.66 |
0.47 |
0.69 |
0.78 |
0.78 |
| C&I Loans % |
0.70 |
0.68 |
0.93 |
0.83 |
1.33 |
1.29 |
0.66 |
0.84 |
1.28 |
1.25 |
1.03 |
0.53 |
| Consumer Loans % |
1.14 |
1.20 |
0.65 |
1.56 |
0.74 |
1.89 |
0.63 |
0.52 |
0.79 |
0.58 |
0.57 |
0.53 |
| Coverage Ratio ** % |
158.57 |
174.60 |
91.59 |
145.13 |
155.99 |
228.73 |
196.53 |
70.59 |
203.62 |
205.67 |
162.65 |
130.03 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.35 |
0.39 |
0.20 |
0.59 |
0.17 |
3.43 |
0.17 |
0.13 |
0.92 |
0.56 |
0.18 |
0.19 |
| Real Estate Loans (QTR) % |
0.06 |
0.06 |
0.04 |
0.10 |
0.05 |
0.77 |
0.06 |
0.04 |
0.06 |
0.03 |
0.06 |
0.04 |
| C&I Loans (QTR) % |
0.28 |
0.26 |
0.64 |
0.05 |
0.71 |
3.58 |
0.31 |
0.14 |
2.37 |
0.54 |
0.35 |
0.20 |
| Consumer Loans (QTR) % |
1.94 |
1.95 |
1.80 |
2.37 |
0.55 |
3.56 |
0.74 |
1.78 |
1.23 |
2.52 |
0.59 |
0.98 |
* Nonaccruing loans and loans past due 90+ days ** Loss reserve as a percentage of noncurrent loans |
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