|
Statistics at a Glance
| As of December 31, 2006 |
Dollar Amounts in Billions
Fourth Quarter 2006 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,681 |
7,402 |
1,279 |
4 |
1,634 |
26 |
4,713 |
818 |
125 |
412 |
892 |
57 |
| Number of FDIC-Supervised |
5,220 |
4,785 |
435 |
0 |
1,139 |
10 |
2,872 |
325 |
66 |
245 |
540 |
23 |
| Total Assets $ |
11,860 |
10,091 |
1,770 |
2,337 |
149 |
408 |
4,905 |
1,445 |
110 |
42 |
119 |
2,344 |
| Total Loans $ |
7,233 |
5,981 |
1,252 |
1,036 |
99 |
294 |
3,394 |
1,015 |
88 |
9 |
67 |
1,230 |
| Domestic Deposits $ |
6,631 |
5,538 |
1,093 |
690 |
122 |
93 |
3,372 |
914 |
75 |
29 |
97 |
1,238 |
| Net Income (QTR) $ |
35.700 |
31.651 |
4.049 |
5.665 |
0.393 |
3.356 |
14.946 |
3.270 |
0.465 |
0.230 |
0.303 |
7.072 |
| Percent Profitable (QTR) % |
88.1 |
88.6 |
85.0 |
100.0 |
89.8 |
96.2 |
88.6 |
85.5 |
84.0 |
72.1 |
91.6 |
96.5 |
| Average Return on Assets (QTR) % |
1.21 |
1.26 |
0.92 |
0.96 |
1.07 |
3.44 |
1.23 |
0.92 |
1.63 |
2.19 |
1.02 |
1.21 |
| Average Return on Equity (QTR) % |
11.58 |
12.34 |
7.81 |
12.26 |
9.87 |
13.82 |
11.12 |
9.83 |
12.62 |
10.16 |
9.29 |
12.40 |
| Net Interest Margin (QTR) % |
3.20 |
3.24 |
2.97 |
1.93 |
4.00 |
8.10 |
3.69 |
2.69 |
5.74 |
3.20 |
3.70 |
2.85 |
| Equity to Assets % |
10.52 |
10.21 |
12.31 |
7.75 |
10.73 |
22.88 |
11.17 |
9.91 |
14.18 |
21.09 |
10.97 |
9.78 |
| Noncurrent Loan Rate - Total Loans * % |
0.78 |
0.79 |
0.78 |
0.85 |
0.87 |
1.90 |
0.68 |
0.69 |
1.04 |
0.73 |
0.81 |
0.80 |
| Real Estate Loans % |
0.80 |
0.81 |
0.78 |
1.05 |
0.88 |
2.67 |
0.73 |
0.70 |
0.89 |
0.76 |
0.82 |
1.03 |
| C&I Loans % |
0.64 |
0.64 |
0.73 |
0.55 |
1.46 |
1.64 |
0.64 |
0.66 |
1.32 |
0.97 |
1.12 |
0.55 |
| Consumer Loans % |
1.20 |
1.24 |
0.83 |
1.44 |
0.73 |
2.01 |
0.65 |
0.64 |
1.08 |
0.66 |
0.67 |
0.71 |
| Coverage Ratio ** % |
136.84 |
146.98 |
87.85 |
121.24 |
154.57 |
201.47 |
163.63 |
70.65 |
175.73 |
193.54 |
150.24 |
92.48 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.46 |
0.46 |
0.44 |
0.36 |
0.28 |
3.88 |
0.32 |
0.19 |
1.62 |
0.34 |
0.26 |
0.29 |
| Real Estate Loans (QTR) % |
0.13 |
0.11 |
0.21 |
0.17 |
0.11 |
1.59 |
0.18 |
0.06 |
0.07 |
0.13 |
0.07 |
0.06 |
| C&I Loans (QTR) % |
0.47 |
0.44 |
0.89 |
0.24 |
0.81 |
3.95 |
0.47 |
0.34 |
3.04 |
0.85 |
0.75 |
0.25 |
| Consumer Loans (QTR) % |
2.09 |
2.03 |
2.68 |
1.23 |
0.83 |
4.02 |
1.11 |
2.78 |
2.22 |
0.81 |
0.85 |
1.57 |
| Fourth Quarter 2005 |
| Number of FDIC-Insured |
8,833 |
7,526 |
1,307 |
4 |
1,685 |
33 |
4,617 |
887 |
125 |
425 |
995 |
62 |
| Number of FDIC-Supervised |
5,245 |
4,801 |
444 |
0 |
1,159 |
13 |
2,770 |
351 |
68 |
254 |
600 |
30 |
| Total Assets $ |
10,877 |
9,039 |
1,838 |
1,851 |
142 |
358 |
4,257 |
1,655 |
117 |
48 |
129 |
2,320 |
| Total Loans $ |
6,716 |
5,380 |
1,336 |
830 |
92 |
272 |
2,914 |
1,196 |
93 |
11 |
71 |
1,237 |
| Domestic Deposits $ |
6,221 |
5,152 |
1,068 |
589 |
116 |
94 |
2,961 |
961 |
70 |
34 |
105 |
1,292 |
| Net Income (QTR) $ |
32.677 |
27.512 |
5.165 |
3.664 |
0.392 |
1.903 |
13.928 |
4.162 |
0.396 |
0.441 |
0.304 |
7.487 |
| Percent Profitable (QTR) % |
90.3 |
90.4 |
89.7 |
100.0 |
91.2 |
81.8 |
91.5 |
89.1 |
85.6 |
75.8 |
91.0 |
95.2 |
| Average Return on Assets (QTR) % |
1.21 |
1.23 |
1.14 |
0.79 |
1.12 |
2.16 |
1.32 |
1.02 |
1.35 |
3.77 |
0.95 |
1.31 |
| Average Return on Equity (QTR) % |
11.82 |
12.17 |
10.25 |
9.61 |
10.45 |
9.93 |
12.19 |
10.97 |
13.42 |
19.31 |
8.74 |
13.75 |
| Net Interest Margin (QTR) % |
3.49 |
3.59 |
3.03 |
2.59 |
4.14 |
8.84 |
3.91 |
2.74 |
4.49 |
2.92 |
3.80 |
3.09 |
| Equity to Assets % |
10.29 |
10.09 |
11.23 |
8.30 |
10.54 |
21.56 |
10.83 |
9.39 |
10.11 |
19.47 |
10.83 |
9.53 |
| Noncurrent Loan Rate - Total Loans * % |
0.74 |
0.75 |
0.72 |
0.99 |
0.82 |
1.75 |
0.62 |
0.71 |
0.62 |
0.77 |
0.79 |
0.69 |
| Real Estate Loans % |
0.71 |
0.70 |
0.73 |
1.13 |
0.78 |
1.54 |
0.61 |
0.72 |
0.41 |
0.81 |
0.77 |
0.83 |
| C&I Loans % |
0.76 |
0.75 |
0.88 |
1.03 |
1.33 |
1.23 |
0.66 |
0.88 |
0.69 |
0.88 |
1.21 |
0.67 |
| Consumer Loans % |
1.13 |
1.20 |
0.60 |
1.47 |
0.81 |
1.80 |
0.72 |
0.49 |
0.72 |
0.66 |
0.68 |
0.55 |
| Coverage Ratio ** % |
154.99 |
170.48 |
90.18 |
141.53 |
169.35 |
241.29 |
187.53 |
68.70 |
253.77 |
188.16 |
159.66 |
128.92 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.60 |
0.67 |
0.33 |
0.86 |
0.26 |
6.17 |
0.29 |
0.19 |
1.67 |
0.36 |
0.32 |
0.30 |
| Real Estate Loans (QTR) % |
0.06 |
0.07 |
0.03 |
0.08 |
0.06 |
1.43 |
0.08 |
0.03 |
0.09 |
0.04 |
0.09 |
0.03 |
| C&I Loans (QTR) % |
0.47 |
0.43 |
1.10 |
0.21 |
0.74 |
3.14 |
0.54 |
0.28 |
3.24 |
0.41 |
0.95 |
0.31 |
| Consumer Loans (QTR) % |
3.24 |
3.27 |
3.00 |
3.14 |
1.15 |
6.46 |
1.23 |
3.15 |
2.27 |
0.97 |
1.00 |
1.53 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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