This guide provides an overview of the FDIC's program to assist bankers, servicers, and investors in this process. It outlines FDIC program terms at IndyMac Federal Bank, offers insight into the specific portfolio characteristics that drive modification modeling at that bank, and provides a framework for developing and implementing a similar program at your institution.

Loan Modification Program Overview - PDF (PDF Help)
Includes details including the philosophy, process, and promotion of the program.

Additional Program Tools - PDF 452K (PDF Help)
Includes marketing materials, workout program guidelines, and investor reporting tools for use in the program.

Marketing Materials
Counseling Compensation Agreement (Word Help)

Workout Program Guidelines
Net Present Value Worksheet (Excel Help)

Investor Reporting
Sample Grid for Determining PSA Modification Parameters (Word Help)
Loan Modification Reporting (Excel Help)