Home > Industry Analysis > Research & Analysis > FDIC Quarterly |
|||
FDIC Quarterly Subscribe The FDIC Quarterly provides a comprehensive summary of the most current financial results for the banking industry, along with feature articles. These articles range from timely analysis of economic and banking trends at the national and regional level that may affect the risk exposure of FDIC-insured institutions to research on issues affecting the banking system and the development of regulatory policy. The FDIC Quarterly brings together data and analysis that were previously available through two retired publications -- the FDIC Outlook and the FDIC Banking Review. Past issues of both publications are archived under their original publication names. 2009 Volume 3, Number 2 (PDF) 2.09MB (PDF Help)Quarterly Banking Profile – First Quarter 2009 FDIC-insured institutions reported net income of $7.6 billion in the first quarter of 2009, a decline of $11.7 billion (60.8 percent) from the $19.3 billion that the industry earned in the first quarter of 2008. Higher loan-loss provisions, increased goodwill write-downs, and reduced income from securitization activities all contributed to the year-over-year earnings decline. Three out of five insured institutions reported lower net income in the first quarter and one in five was unprofitable.
Feature Articles:
The FDIC’s Small-Dollar Loan Pilot Program: A Case Study after One Year The FDIC’s Small-Dollar Loan Pilot Program is a two-year case study designed to identify best practices in affordable small-dollar loan programs that can be replicated by other financial institutions. This article summarizes results from the first four quarters of the pilot, highlights factors that have contributed to the success of participating banks’ programs, and presents the most common small-dollar loan business models.
Findings from the FDIC Survey of Bank Efforts to Serve the Unbanked and Underbanked This article summarizes key findings of the FDIC Survey of Bank Efforts to Serve the Unbanked and Underbanked. It is intended to inform bankers, policymakers, and researchers of the survey results and to outline steps for improving access to the mainstream financial system.
Past Issues
FDIC Quarterly 2009 Volume 3, Number 1
Archived Issues
FDIC Outlook – 1997 thru 2006
|
||
Last Updated 07/14/2009 | Questions, Suggestions & Requests |
Home Contact Us Search Help SiteMap Forms Freedom of Information Act (FOIA) Service Center Website Policies USA.gov |
FDIC Office of Inspector General |