economically challenged communities. Local banking and/or non-profit
development offices currently serve Detroit; Cleveland; Marquette, MI; Portland, OR; and Ilwaco, WA.

Mr. Grzywinski has been an advisor to local communities, both nationally and internationally, to assist with their local development banking efforts. This includes work with the Southern Development Bancorporation in Arkansas, Grameen Bank and BRAC in Bangladesh, and the Aga Khan Foundation in Pakistan.

In 2001, Mr. Grzywinski was awarded an Honorary Doctor of Business degree by Northern Michigan University School of Management and in 1988 he received the Medal for Entrepreneurial Excellence from the Yale University School of Management.