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|Financing & Sales|
|Am I Covered?.
Answers 15 common questions regarding homeowners insurance and explains what is covered in a standard policy. 9 pp. (2004. USDA)
336T. $1.50. A pdf version is available
|Beware of Foreclosure Rescue Scams.
A new breed of scam artist has grown along with the current mortgage crisis. This pamphlet describes common foreclosure rescue scams, tell-tale signs of a scam operator, and whom to contact if you’re caught in a scam. 2 pp. (2009. FDIC)
638T. Free. A pdf version is available
|Consumer Handbook on Adjustable Rate Mortgages.
Basic features, advantages, risks, and terminology associated with adjustable rate mortgages. Explains how ARMs work and how to reduce your risk. Includes a table for comparing mortgages. 36 pp. (2007. FRB)
339T. $1.50. A pdf version is available
|Consumer's Guide to Mortgage Refinancings.
Will refinancing be beneficial to you? Learn the costs and how to tell if the time is right. Includes a mortgage shopping worksheet with a dozen key questions to ask. 16 pp. (2008. FRB)
337T. $1.50. A pdf version is available
|How to Buy a Home With a Low Down Payment.
Describes how to qualify for a low down payment mortgage, determine what you can afford, and how mortgage insurance works. 9 pp. (2002. USDA)
597T. Free. A pdf version is available A Spanish version is available
|How to Buy a Manufactured (Mobile) Home.
Tips on selection and placement, warranties, site preparation, transportation, installation, and more. 14 pp. (1997. FTC)
304T. $1.50. A pdf version is available
|Interest-Only Mortgage Payments and Payment-Option ARMs: Are They For You?.
Explains these types of mortgages, including the benefits, risks, and how each affects monthly payments and your home equity. 15 pp. (2006. FRB)
333T. $1.50. A pdf version is available
|Looking for the Best Mortgage: Shop, Compare, Negotiate.
Use these 3 steps to save money on a mortgage or home loan. Includes a mortgage shopping worksheet. 7 pp. (1999. FRB)
|Twelve Ways to Lower Your Homeowners Insurance Costs.
Contains practical tips and phone numbers of state insurance departments you can call for more information. 4 pp. (2004. FCIC)
335T. $1.50. A pdf version is available
|What you should know about Home Equity Lines of Credit.
Includes questions, terms, tips and a checklist to find the plan that meets your needs and protects your interests. Explains how to compare a line of credit to a traditional second mortgage, and what to do if your lender freezes your line of credit. 16 pp. (2008. FRB)
338T. $1.50. A pdf version is available
|Energy Savers: Tips on Saving Energy & Money at Home.
Reduce your home energy use with tips on insulation, weatherization, heating, and more. 36 pp. (2006. DOE)
332T. $1.50. A pdf version is available
|Flood Preparation and Safety.
Details steps to take before and during a flood in your community, including how to protect your possessions, prepare an emergency kit, and stay safe. 10 pp. (2007. FEMA)
588T. Free. A pdf version is available
|FloodSmart, Know Your Risk.
Property owners can purchase insurance against flooding losses. Learn the requirements and questions to ask. 14 pp. (2009. FEMA)
|Green Scaping: The Easy Way to a Greener, Healthier Yard.
Learn ways to care for your lawn and garden that will save you time and money and protect the environment. Discusses composting and mulching, site-appropriate plant selection, smart watering, holistic pest management and natural lawn care. 15 pp. (2006. EPA)
326T. $1.50. A pdf version is available
|How to Prune Trees.
Illustrated guide shows what to do, what not to do, tools to use, and when to trim to produce healthy, strong trees. 29 pp. (1996. USDA)
|How to Recognize Hazardous Defects in Trees.
Helps you identify and take corrective actions to fix cracks, decay, root problems, and other defects that may cause a tree to topple or limbs to fall. 20 pp. (1996. USDA)
109T. $3.50. A pdf version is available
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