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Financing & Sales
Am I Covered?. Answers 15 common questions regarding homeowners insurance and explains what is covered in a standard policy. 9 pp. (2004. USDA) 336T. $1.50. A pdf version is available

Beware of Foreclosure Rescue Scams. A new breed of scam artist has grown along with the current mortgage crisis. This pamphlet describes common foreclosure rescue scams, tell-tale signs of a scam operator, and whom to contact if you’re caught in a scam. 2 pp. (2009. FDIC) 638T. Free. A pdf version is available

Consumer Handbook on Adjustable Rate Mortgages. Basic features, advantages, risks, and terminology associated with adjustable rate mortgages. Explains how ARMs work and how to reduce your risk. Includes a table for comparing mortgages. 36 pp. (2007. FRB) 339T. $1.50. A pdf version is available

Consumer's Guide to Mortgage Refinancings. Will refinancing be beneficial to you? Learn the costs and how to tell if the time is right. Includes a mortgage shopping worksheet with a dozen key questions to ask. 16 pp. (2008. FRB) 337T. $1.50. A pdf version is available

How to Buy a Home With a Low Down Payment. Describes how to qualify for a low down payment mortgage, determine what you can afford, and how mortgage insurance works. 9 pp. (2002. USDA) 597T. Free. A pdf version is available   A Spanish version is available

How to Buy a Manufactured (Mobile) Home. Tips on selection and placement, warranties, site preparation, transportation, installation, and more. 14 pp. (1997. FTC) 304T. $1.50. A pdf version is available

Interest-Only Mortgage Payments and Payment-Option ARMs: Are They For You?. Explains these types of mortgages, including the benefits, risks, and how each affects monthly payments and your home equity. 15 pp. (2006. FRB) 333T. $1.50. A pdf version is available

Looking for the Best Mortgage: Shop, Compare, Negotiate. Use these 3 steps to save money on a mortgage or home loan. Includes a mortgage shopping worksheet. 7 pp. (1999. FRB) 334T. $1.50.

Twelve Ways to Lower Your Homeowners Insurance Costs. Contains practical tips and phone numbers of state insurance departments you can call for more information. 4 pp. (2004. FCIC) 335T. $1.50. A pdf version is available

What you should know about Home Equity Lines of Credit. Includes questions, terms, tips and a checklist to find the plan that meets your needs and protects your interests. Explains how to compare a line of credit to a traditional second mortgage, and what to do if your lender freezes your line of credit. 16 pp. (2008. FRB) 338T. $1.50. A pdf version is available

Home Maintenance
Energy Savers: Tips on Saving Energy & Money at Home. Reduce your home energy use with tips on insulation, weatherization, heating, and more. 36 pp. (2006. DOE) 332T. $1.50. A pdf version is available

Flood Preparation and Safety. Details steps to take before and during a flood in your community, including how to protect your possessions, prepare an emergency kit, and stay safe. 10 pp. (2007. FEMA) 588T. Free. A pdf version is available

FloodSmart, Know Your Risk. Property owners can purchase insurance against flooding losses. Learn the requirements and questions to ask. 14 pp. (2009. FEMA) 589T. Free.

Green Scaping: The Easy Way to a Greener, Healthier Yard. Learn ways to care for your lawn and garden that will save you time and money and protect the environment. Discusses composting and mulching, site-appropriate plant selection, smart watering, holistic pest management and natural lawn care. 15 pp. (2006. EPA) 326T. $1.50. A pdf version is available

How to Prune Trees. Illustrated guide shows what to do, what not to do, tools to use, and when to trim to produce healthy, strong trees. 29 pp. (1996. USDA) 108T. $4.00.

How to Recognize Hazardous Defects in Trees. Helps you identify and take corrective actions to fix cracks, decay, root problems, and other defects that may cause a tree to topple or limbs to fall. 20 pp. (1996. USDA) 109T. $3.50. A pdf version is available

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