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Home > Deposit Insurance > Are My Deposits Insured?

Find out how FDIC deposit insurance works and estimate coverage on your deposits.

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For information about recent changes to FDIC deposit insurance coverage, visit Changes in FDIC Deposit Insurance Coverage.

FDIC's deposit insurance resources will be updated and reposted as soon as possible.


Electronic Deposit Insurance Estimator (EDIE)
If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage. Bankers can also download EDIE onto their institution’s Intranet for use by staff with or without an Internet connection.
EDIE - Online Version    [Spanish]
EDIE - Downloadable Version

Deposit Insurance Guides
Deposit Insurance Summary   [Spanish]
Your Insured Deposits (Comprehensive Guide)    [Spanish]
Financial Institution Employee's Guide to Deposit Insurance

FDIC Videos: Deposit Insurance Coverage
Videos on Deposit Insurance Coverage

Never Lose a Penny
Never Lose a Penny explains the importance of EDIE (Electronic Deposit Insurance Estimator) – an online tool that's simple and easy to use. In just a few steps, EDIE can help make sure that all of the money in bank deposit accounts is 100% FDIC-insured. This brochure also includes the Depositor's Bill of Rights – facts about FDIC insurance that every depositor should know.
Never Lose a Penny - PDF 4.2M (PDF help)
  Spanish - PDF 4.5M (PDF help)
  Chinese - PDF 2.5M (PDF help)
  Korean - PDF 1.4M (PDF help)
  Vietnamese - PDF 2.1M (PDF help)

Additional Resources
Explore further resources regarding insured deposits.
Deposit Insurance Simplification Fact Sheet
When a Bank Fails - Facts for Depositors, Creditors, and Borrowers
Certificates of Deposit: Tips for Savers
Deposit Broker's Processing Guide
Deposit Insurance for Accounts Held by Government Depositors
Insured Or Not Insured?
Deposit Insurance Coverage Frequently Asked Questions

•  Deposit Insurance Coverage Publications, Videos and Job Aids Online Order Form
•  Customer Assistance Online Form
•  FDIC Call Center
•  Consumer News
•  FDIC's Depositor Bill of Rights
•  Symbol of Confidence for 75 Years
•  Bank Find
Bank Find

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