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Learn how deposit insurance works and whether the FDIC insures your deposits.
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New Deposit Insurance Limits - The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. For more information visit: Deposit Insurance Simplification Fact Sheet


Frequently Asked Questions for Deposit Insurance

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 Bank Find
Search for your bank to find out if it is insured; find the locations of your bank's branches; find out if your bank has merged or been acquired; or review your bank's history.

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 Are My Deposits Insured?
Find out how FDIC deposit insurance works and estimate coverage on your deposits.

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 Uninsured Investments
Determine which investments are not insured by the FDIC.

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 The Deposit Insurance Fund
Learn about the FDIC's risk-based premium system and the deposit insurance reform legislation. This includes the FDIC's Assessment Rate Calculator.

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 International Deposit Insurance
Find out how the FDIC fosters communication and coordination among other countries' deposit insurance systems.

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