U.S. Office of Personnel Management - Ensuring the Federal Government has an effective civilian workforce
Federal Employees' Group Life Insurance Program
Option B — Additional
You may elect Option B insurance in an amount equal to one, two, three, four or five times your annual basic pay (after rounding up to the next even $1,000).
The cost of Option B insurance depends on your age. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday. The premiums increase depending on your age group, as shown in the following table:
| Age Group | Biweekly withholding ($) per $1,000 of insurance |
Monthly withholding ($) per $1,000 of insurance |
|---|---|---|
| Under age 35 | 0.03 | 0.065 |
| Age 35 through 39 | 0.04 | 0.087 |
| Age 40 through 44 | 0.06 | 0.130 |
| Age 45 through 49 | 0.09 | 0.195 |
| Age 50 through 54 | 0.14 | 0.303 |
| Age 55 through 59 | 0.28 | 0.607 |
| Age 60 through 64 | 0.60 | 1.300 |
| Age 65 through 69 | 0.72 | 1.56 |
| Age 70 through 74 | 1.20 | 2.60 |
| Age 75 through 79 | 1.80 | 3.90 |
| Age 80 and Over | 2.40 | 5.20 |
Calculator Input Page | FEGLI Home Page | Introduction to the FEGLI Program
U.S. Office of Personnel Management 1900 E Street NW, Washington, DC 20415 | (202) 606-1800 | TTY (202) 606-2532