Article

• U.S. Households' Access to and Use of Electronic Banking, 1989-2007
  Catherine J. Bell, Jeanne M. Hogarth, and Eric Robbins
  July 27, 2009
  Nationwide surveys show that consumers are increasingly embracing technology to make payments and manage their personal finances. However, only about one in two consumers could be considered a heavy user of electronic banking. This article examines changes over time in consumers’ access to, adoption of, and attitudes toward various e-banking products and services and looks at several emerging technologies. PDF (360 KB)
• Profits and Balance Sheet Developments at U.S. Commercial Banks in 2008
  Morten L Bech and Tara Rice
  June 2, 2009
  Reviews recent developments in the balance sheets and in the profitability of U.S. commercial banks. The article discusses how developments in the U.S. banking industry in 2008 and early 2009 were related to changes in financial markets and in the broader economy. PDF (318 KB)
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