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Marlenta Johnson-Williams

In the wake of Hurricanes Katrina and Rita, the state of Louisiana has taken steps to make asset building a priority. The Louisiana Department of Social Services has embraced the concept of asset building, and is implementing programs that offer opportunities for asset building to low- and moderate-income residents.

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Ideas in Development



CFED (Corporation for Enterprise Development) expands economic opportunity by helping Americans start and grow businesses, go to college, own a home, and save for their children’s and own economic futures. More

IDA Individual Development Accounts
Individual Development Accounts (IDAs) are matched savings accounts that enable low-income American families to save, build assets and enter the financial mainstream.

Manufactured Housing Initiatives Manufactured Housing Initiatives
CFED’s manufactured housing initiatives, IM HOME and ROC USA, expands opportunity for owners of manufactured homes and ensure they receive the same treatment and benefits as owners of any other type of home.

SEED Saving for Education, Entrepreneurship and Downpayment Initiative (SEED)
SEED is a multi-year national initiative to develop, test and impel matched savings accounts and financial education for children and youth.

SETI The Self-Employment Tax Initiative (SETI)
SETI explores use of the tax code and "tax day" to scale-up delivery of financial services and business literacy to millions of start-up micro and small businesses annually.

LEGISLATION
Support for Microloan Program
CFED testifies in support of Microloan Program at House Small Business Committee Hearing
Video Video: Testmony

Congress Deciding Funding Levels
Funds for microlending but not the Beginning Farmer and Rancher IDA program

FORUM
Assets & Opportunity Institute
2009 Assets & Opportunity Institute, a two-day forum on advancing policy change at the state level

TOOLS 2007 - 2008 Assets & Opportunity Scorecard
2007-2008 Assets & Opportunity Scorecard
Evidence that profound and enduring ownership patterns can change fast.
+ State Level Data Available

+ State of the Field; Opportunities for Growth

+ Assets Learning Conference Presentations