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In the Matter of

JAYNE M. ESYCHECK, NCUA Docket No. 98-12-1 -VI

Respondent.

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FINAL ORDER OF PROHIBITION

WHEREAS respondent Jayne M. Esycheck ("Respondent"), a former employee of Emerald Credit Union of Eugene, Oregon, was an "institution-affiliated party" of that credit union, as defined by 12 U.S.C. §1786(r);

WHEREAS on July 17, 1998, Respondent pled guilty to a single count of embezzlement, 18 U.S.C. §656, of $19,742 from Emerald Credit Union. United States v. Esycheck, Case No. CR-98-60061 (D. Oregon);

WHEREAS a violation of 18 U.S.C. §656 is a crime involving dishonesty or breach of trust which is punishable by imprisonment for a term exceeding one year under Federal law;

WHEREAS on October 7, 1998, Respondent was convicted and sentenced for that offense to a term of one (1) month in prison, followed by a term of five (5) years supervised release, and ordered to pay $14,742.48 in restitution to CUNA Mutual Insurance Group;

WHEREAS, in connection with her agreement to plead guilty, respondent consented to a "Final Order of Prohibition," pursuant to 12 U.S.C. §1786(g,), permanently barring her from participating in the affairs of any federally-insured financial institution;

WHEREAS the NCUA Board finds that Respondent's continued service to or participation in the conduct of the affairs of a federally-insured credit union may pose a threat to the interests of the members of such credit union or may threaten to impair public confidence in such credit union;

WHEREAS the NCUA Board has delegated authority to Regional Directors of the NCUA to issue an Order on its behalf when a respondent has consented to issuance of such an Order.

NOW, THEREFORE, IT IS HEREBY ORDERED that-.

1. Jayne M. Esycheck is prohibited from participating in any manner in the conduct of the affairs of any federally-insured credit union, and from continuing or commencing to hold any office, or participate in any manner, in the conduct of the affairs of any insured depository institution; any institution treated as an insured bank under 12 U.S.C. §1818(b)(3) or (4), or as a savings association under 12 U.S.C. §1818(b)(8); any insured institution chartered under 12 U.S.C. §2001 et seq.; any appropriate Federal depository institution regulatory agency; the Federal Housing Finance Board and any Federal home loan bank; and the Resolution Trust Corporation. See 12 U.S.C. §1786(g)(7)(A).

2. The executed plea agreement letter dated July 17, 1998, is made a part hereof and is incorporated herein by reference; and

3. This Final Order of Prohibition shall be effective and enforceable on the date of set forth below.

IT IS SO ORDER-ED this 16^th day of December 1998.

NATIONAL CREDIT UNION

ADMINISTRATION BOARD

By:________________________

JANE A. WALTERS

Regional Director

NCUA Region VI (Pacific)

I hereby certify that on this 21^st day of December 1998, I caused one copy of the

foregoing "Final Order of Prohibition" and attached Plea Agreement Letter to be served by U.S.

Mail, certified return receipt requested, upon:

Jayne M. Esycheck

2783 Hardscrabble Rd.

Drain, OR 97435

Robert Schrank, Esq.

44 W. Broadway, Suite 303

Eugene, Oregon 97401

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Steven W. Widerman

Trial Attorney

Office of General Counsel