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Calculators |
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Watch a PSA |
- Bank Find – Is your Bank or Savings Association covered by FDIC Deposit Insurance? Check the FDIC’s “Bank Find” to verify whether your financial institution is insured by the Federal Deposit Insurance Corporation.
- Beginner's Guide to Financial Statements – Helps provide a basic understanding of how to read financial statements.
- Beginner's Guide to Investing – A collection of links to useful publications and tools.
- Check out Your Broker or Adviser – Easy way to learn more about your financial professional.
- Consumer Advisory on Forex fraud (pdf) – If it sounds too good to be true, it probably is! Information about foreign currency fraud.
- Costs of Mutual Funds – Calculator helps you estimate and compare the costs of owning mutual funds.
- Credit Union Find – Allow you to find a federally insured credit union in the United States.
- Credit Union Share Insurance Tool Kit
- Day Trading Ads: Cutting Through the "Bull" – Explains what day trading is and cautions that it's a risky business. Tips for reading advertising claims.
- Economics
- All About the Foreign Exchange Market in the United States – Book discusses in detail the operations, participants and instruments in the U.S. segment of the global foreign exchange market.
- Economic Indicators: By the Numbers – In formulating the nation's monetary policy, the Federal Reserve considers a number of factors, including the economic and financial indicators as well as the anecdotal reports compiled in the Beige Book.
- Economic Literacy – "The Economic Literacy Project: Seeking a Blueprint for America," featured more than 60 specially invited representatives of academia, business, labor, K-12 education, consumers, government, and finance institutions.
- Economic Indicators: What Are They and Why They Are Important? (Flash) – This economic indicators section of the FED101 Web site provides a snapshot of the economy's health. This link requires Flash 6.0 or higher.
- Everyday Economics – A series of colorful booklets explaining fundamental economic concepts for high school students. Free to teachers and students in the Eleventh Federal Reserve District.
- Is Diversifying Across World Markets a Good Investment Strategy? – The role of business cycles and the risk & return of international stock markets in building a diversified portfolio for investing.
- Publications – Economics publications available from the Federal Reserve.
- Teaching About the Global Economy Using the Internet – On-line teaching guide with internet-based classroom activities to enrich students' understanding of global economy and interdependence of nations.
- The Basics of Foreign Trade and Exchange – Summary of the magnitude of international trade and foreign exchange transactions and how such transactions affect households, businesses and markets.
- Understanding the Federal Budget – Booklet provides an overview of basic economic concepts and governmental processes related to the budget and debt of the federal government
- What's A Dollar Worth? – Use the CPI calculator to find out how much the item you purchased years ago would cost in today's dollars.
- What is the Economic Function of a Bank? – Discusses the role of banks as key components of the financial system and how bank assets and liabilities help channel funds from savers to borrowers in a more efficient manner.
- What Steps Can Be Taken to Increase Savings in the United States Economy? – Why Americans are in the aggregate, or overall, saving far less (or consuming much more) as a percentage of disposable personal income than they did during most of the past 40 years.
- Why Do We Need Economists and the Study of Economics? – Explains why we need economists and the study of financial and regional economic issues to make sense of our complex environment.
- How to File a Complaint Against a Financial Institution – If your financial institution is regulated by:
- Federally Insured Credit Union Savings – One-stop national resource to help you understand credit and financial services.
- Financial Calculators for Investments – On-line help in making financial decisions.
- Financial Navigating in the Current Economy: Ten Things to Consider Before You Make Investing Decisions.
- Financial Security in Later Life – Learn the skills, confidence, and motivation to build financial security for you and your family.
- Futures and Options: What You Should Know Before You Trade – Provides you with general information about trading commodity futures and options and to encourage you to ask more questions and gather more information before you trade.
- Information on Deposit Insurance from the FDIC
- Interest Rates
- FOMC Simulation – Simulates a Federal Open Market Committee (FOMC) meeting. The FOMC meets eight times a year to discuss current and near-term economic and financial conditions before deciding to raise, lower, or keep short-term interest rates the same.
- How Does the Creation of Money Affect Interest Rates? (Flash) – The Fed changes the money supply by increasing or decreasing reserves in the banking system through the buying and selling of securities. The changes in the money supply, in turn, affect the rates.This link requires Flash 6.0 or higher.
- Interest Rates: An Introduction – Description of interest rate determination and how interest rates affect individuals, businesses and the economy.
- Publications – Interest rates publications available from the Federal Reserve.
- Understanding Open Market Operations – Explanation of challenges faced by monetary policy makers and the procedures used to formulate and implement U.S. monetary policy.
- U.S. Monetary Policy and Financial Markets – Detailed discussion of the theory and practice of monetary policy formulation and implementation.
- What is the Relationship Between the Discount Rate and Mortgage Rates? – A change in the short-term discount rate may not affect interest rates on long-term mortgages.
- Insuring Your Deposits – Insuring your Bank and Savings Association Deposits: Information about how FDIC insures deposit accounts such as checking, NOW and savings accounts, money market deposit accounts, and certificates of deposit (CDs).
- Investing Calculators – Help with your investment decisions
- Investment Risks – Tip-offs to common investment frauds, including: oil wells, gemstones, film production companies, and communications technology scams.
- Invest Wisely: An Introduction to Mutual Funds – Explains how mutual funds work, what factors to consider, and how to avoid common pitfalls.
- NCUA: Your Insured Funds – Describes the insurance coverage to credit union members’ accounts provided by NCUA.
- Recent Market Events: Information for Individual Investors – Information on recent SEC action addressing short selling, money market funds, brokerage accounts, fair value accounting, and other issues.
- Roadmap to Saving and Investing – A handy guide for getting started on your financial future.
- Savings Bonds, Current Value Calculators – How much are your savings bonds worth now?
- Savings Bonds, Future Value Calculators – Use savings bonds to plan for your financial future
- Savings Fitness: A Guide to Your Money and Your Financial Future – Starts you on the way to setting goals and putting your retirement high on the list of personal priorities.
- Share Insurance – The shares in your credit union are insured by the National Credit Union Share Insurance Fund, an arm of the National Credit Union Administration.
- Start or Change Direct Deposit of Social Security Benefits – To protect everyone's privacy, any person who wants to start or change direct deposit for Social Security benefits must request it for themselves.
- Treasury Direct – Learn about buying U.S. treasury securities, including savings bonds.
- Variable Annuities: What You Should Know – Explains the basics of variable annuities, including what questions to ask before purchasing.
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