Saving & Investing
- All About the Foreign Exchange Market in the United States – Book discusses in detail the operations, participants and instruments in the U.S. segment of the global foreign exchange market.
Indicators: By the Numbers – In
formulating the nation's monetary policy, the Federal Reserve considers
a number of factors, including the economic and financial indicators
as well as the anecdotal reports compiled in the Beige Book.
Literacy – "The Economic
Literacy Project: Seeking a Blueprint for America," featured more
than 60 specially invited representatives of academia, business,
labor, K-12 education, consumers, government, and finance institutions.
Indicators: What Are They and Why They Are Important? (Flash) – This economic indicators section of the FED101
Web site provides a snapshot of the economy's health. This link
requires Flash 6.0 or higher.
Economics – A series of
colorful booklets explaining fundamental economic concepts for
high school students. Free to teachers and students in the Eleventh
Federal Reserve District.
Diversifying Across World Markets a Good Investment Strategy? – The role of business cycles
and the risk & return of international stock markets in building
a diversified portfolio for investing.
- Publications – Economics publications available from the Federal
About the Global Economy Using the Internet – On-line
teaching guide with internet-based classroom activities to enrich
students' understanding of global economy and interdependence of
- The Basics of Foreign Trade and Exchange – Summary
of the magnitude of international trade and foreign exchange transactions
and how such transactions affect households, businesses and markets.
- Understanding the Federal Budget – Booklet
provides an overview of basic economic concepts and governmental
processes related to the budget and debt of the federal government
- What's A Dollar Worth? – Use the CPI calculator to find out how much the item you purchased years ago would cost in today's dollars.
- What is the Economic Function of a Bank? – Discusses the role of banks as key components of the financial system and how bank assets and liabilities help channel funds from savers to borrowers in a more efficient manner.
- What Steps Can Be Taken to Increase Savings in the United States Economy? – Why Americans are in the aggregate, or overall, saving far less (or consuming much more) as a percentage of disposable personal income than they did during most of the past 40 years.
- Why Do We Need Economists and the Study of Economics? – Explains why we need economists and the study of financial and regional economic issues to make sense of our complex environment.
- How to File a Complaint Against a Financial Institution – If your financial institution is regulated by:
- Insuring Your Deposits – Insuring your Bank and Savings Association Deposits: Information about how FDIC insures deposit accounts such as checking, NOW and savings accounts, money market deposit accounts, and certificates of deposit (CDs).
- Investing Calculators – Help
with your investment decisions
- Investment Risks – Tip-offs to common investment frauds, including: oil wells, gemstones, film production companies, and communications technology scams.
- Invest Wisely: An Introduction to Mutual Funds – Explains how mutual funds work, what factors to consider, and how to avoid common pitfalls.
- NCUA: Your Insured Funds – Describes the insurance coverage to credit
union members’ accounts provided by NCUA.
- Recent Market
Events: Information for Individual Investors – Information on recent SEC action addressing short selling, money market funds, brokerage accounts, fair value accounting, and other issues.
- Roadmap to Saving and Investing – A handy guide for getting started on your financial
Bonds, Current Value Calculators – How much are your savings bonds worth now?
Bonds, Future Value Calculators – Use
savings bonds to plan for your financial future
- Savings Fitness: A Guide to Your Money and Your Financial Future – Starts you on the way to setting goals and putting your retirement high on the list of personal priorities.
Insurance – The shares in
your credit union are insured by the National Credit Union Share
Insurance Fund, an arm of the National Credit Union Administration.
- Start or Change Direct Deposit of Social Security Benefits – To protect everyone's privacy, any person who wants to start or change direct deposit for Social Security benefits must request it for themselves.
- Treasury Direct – Learn about buying U.S. treasury securities, including savings bonds.
- Variable Annuities: What You Should Know – Explains the basics of variable annuities, including what questions to ask before purchasing.