Table 1. Medical care benefits: Plan type, private industry workers, National Compensation Survey, 2008 (All workers participating in medical care plans = 100 percent) Fee-for-service plan Health maintenance organization Characteristic Total Preferred Point of Exclusive Not Not Total Traditio- provider service provider determin- Total Traditio- Open determin- nal organiza- plan organiza- able nal access able tion tion All workers............................. 100 78 4 58 10 5 (1) 22 18 4 – Worker characteristic Management, professional, and related... 100 78 – 57 10 7 – 22 18 4 – Management, business, and financial... 100 77 3 58 11 5 (1) 23 20 3 – Professional and related.............. 100 79 – 56 10 – (1) 21 17 4 – Service................................. 100 78 – 59 9 – (1) 22 19 3 – Sales and office........................ 100 78 3 59 10 5 (1) 22 20 3 – Sales and related..................... 100 80 2 65 10 3 (1) 20 18 – – Office and administrative support..... 100 76 4 56 10 6 (1) 24 20 3 – Natural resources, construction, and maintenance............................. 100 75 – 53 10 7 – 25 17 8 – Construction, extraction, farming, fishing, and forestry................. 100 76 – 58 – – (1) 24 14 – – Installation, maintenance, and repair 100 74 – 49 14 5 – 26 20 6 – Production, transportation, and material moving.................................. 100 79 3 62 10 2 1 21 17 – – Production............................ 100 79 – 64 11 – – 21 16 – – Transportation and material moving.... 100 78 4 59 9 4 1 22 19 – – Full time............................... 100 78 4 59 10 5 (1) 22 18 4 – Part time............................... 100 76 – 54 11 – (1) 24 20 – – Union................................... 100 73 6 54 7 6 (1) 27 21 7 – Nonunion................................ 100 79 4 59 11 5 (1) 21 18 3 – Average wage within the following percentiles:(2) 10 to under 25........................ 100 79 – 65 10 2 – 21 19 – – 25 to under 50........................ 100 81 3 63 11 4 (1) 19 16 – – 50 to under 75........................ 100 74 4 56 9 6 (1) 26 21 5 – 75 to under 90........................ 100 78 6 56 10 5 (1) 22 17 4 – 90 or greater......................... 100 77 – 56 10 – (1) 23 18 5 – Establishment characteristic Goods-producing industries.............. 100 80 3 63 10 4 – 20 15 5 – Construction.......................... 100 81 – 64 – – – 19 13 7 – Manufacturing......................... 100 80 3 63 12 – – 20 16 – – Service-providing industries............ 100 77 4 57 10 6 (1) 23 20 3 – Trade, transportation, and utilities.. 100 80 2 62 11 3 (1) 20 17 – – Wholesale trade..................... 100 74 – 60 7 5 – 26 19 – – Retail trade........................ 100 82 – 63 14 3 – 18 18 – – Transportation and warehousing...... 100 82 – 63 11 – (1) 18 – – – Information........................... 100 84 – 49 16 – – 16 15 – – Financial activities.................. 100 77 7 53 10 7 (1) 23 21 2 – Finance and insurance............... 100 78 5 53 9 10 (1) 22 20 2 – Credit intermediation and related activities........................ 100 76 5 50 8 12 (1) 24 22 – – Insurance carriers and related activities........................ 100 79 – 52 13 8 – 21 17 3 – Real estate and rental and leasing.. 100 73 – 51 – – – 27 24 – – Professional and business services.... 100 79 – 61 6 – (1) 21 20 – – Professional and technical services 100 84 – 64 – – – 16 – – – Education and health services......... 100 74 – 51 14 – (1) 26 20 6 – Educational services................ 100 63 – 48 – – (1) 37 28 10 – Junior colleges, colleges, and universities...................... 100 62 – 44 – – (1) 38 23 15 – Health care and social assistance... 100 76 – 52 14 – (1) 24 19 – – Leisure and hospitality............... 100 71 – 57 – – (1) 29 27 – – Other services........................ 100 65 – 44 – – 1 35 30 – – 1 to 99 workers......................... 100 76 5 58 10 4 (1) 24 20 4 – 1 to 49 workers....................... 100 75 4 58 9 4 – 25 22 3 – 50 to 99 workers...................... 100 81 – 58 11 – 1 19 15 – – 100 workers or more..................... 100 79 3 59 10 6 (1) 21 17 4 – 100 to 499 workers.................... 100 79 3 62 9 – – 21 17 – – 500 workers or more................... 100 78 4 54 12 8 (1) 22 18 4 – Geographic area New England............................. 100 58 – 40 10 4 – 42 32 – – Middle Atlantic......................... 100 71 – 47 14 – (1) 29 21 8 – East North Central...................... 100 84 2 72 7 3 (1) 16 12 4 – West North Central...................... 100 92 – 72 – – (1) 8 4 – – South Atlantic.......................... 100 81 4 55 14 – – 19 17 – – West South Central...................... 100 88 2 70 12 4 (1) 12 12 – – Pacific................................. 100 63 – 47 5 – (1) 37 35 – – 1 Less than 0.5 percent. 2 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The percentile values are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2007." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20082009.htm.