Table 4. MEDICAL PLANS: Share of premiums paid by employer and employee for family coverage


 Table 4. Medical plans: Share of premiums paid by employer and employee for family
 coverage, National Compensation Survey, March 2009

 (In percent)


                               Civilian(1)       Private industry    State and local
                                                                        government

      Characteristics
                            Employer  Employee  Employer  Employee  Employer  Employee
                            share of  share of  share of  share of  share of  share of
                            premium   premium   premium   premium   premium   premium


 All workers participating
 in family coverage
 medical plans............     71        29        70        30        73        27

  Worker characteristics

 Management, professional,
 and related..............     71        29        71        29        72        28
   Management, business,
   and financial..........     72        28        71        29        -         -
   Professional and
   related................     71        29        71        29        71        29
     Teachers.............     69        31        -         -         70        30
       Primary, secondary,
       and special
       education school
       teachers...........     67        33        -         -         68        32
     Registered nurses....     71        29        -         -         75        25
 Service..................     69        31        66        34        75        25
   Protective service.....     76        24        66        34        79        21
 Sales and office.........     68        32        67        33        76        24
   Sales and related......     65        35        64        36        -         -
   Office and
   administrative support      70        30        69        31        75        25
 Natural resources,
 construction, and
 maintenance..............     72        28        71        29        76        24
   Construction,
   extraction, farming,
   fishing, and forestry..     73        27        72        28        -         -
   Installation,
   maintenance, and repair     71        29        71        29        -         -
 Production,
 transportation, and
 material moving..........     74        26        74        26        75        25
   Production.............     75        25        75        25        -         -
   Transportation and
   material moving........     73        27        73        27        -         -

 Full time................     71        29        70        30        73        27
 Part time................     68        32        67        33        76        24

 Union....................     84        16        86        14        81        19
 Nonunion.................     67        33        67        33        66        34

 Wage percentiles:(2)
   Lowest 10 percent......     61        39        63        37        61        39
   Lowest 25 percent......     63        37        63        37        67        33
   Second 25 percent......     68        32        67        33        76        24
   Third 25 percent.......     72        28        70        30        73        27
   Highest 25 perecent....     74        26        74        26        76        24
   Highest 10 percent.....     76        24        74        26        81        19

       Establishment
     characteristics

 Goods-producing
 industries...............     75        25        75        25        -         -

 Service-providing
 industries...............     70        30        68        32        73        27
   Education and health
   services...............     69        31        68        32        70        30
     Educational services      69        31        68        32        69        31
       Elementary and
       secondary schools..     68        32        -         -         68        32
       Junior colleges,
       colleges, and
       universities.......     71        29        69        31        72        28
     Health care and
     social assistance....     69        31        68        32        76        24
       Hospitals..........     74        26        -         -         75        25
   Public administration..     79        21        -         -         79        21

 1 to 99 workers..........     66        34        66        34        72        28
   1 to 49 workers........     66        34        66        34        71        29
   50 to 99 workers.......     67        33        66        34        74        26
 100 workers or more......     73        27        73        27        73        27
   100 to 499 workers.....     71        29        70        30        74        26
   500 workers or more....     75        25        76        24        73        27

     Geographic areas

 New England..............     73        27        71        29        83        17
 Middle Atlantic..........     77        23        74        26        91         9
 East North Central.......     75        25        73        27        85        15
 West North Central.......     71        29        71        29        71        29
 South Atlantic...........     66        34        66        34        66        34
 East South Central.......     64        36        66        34        58        42
 West South Central.......     63        37        66        34        54        46
 Mountain.................     67        33        67        33        70        30
 Pacific..................     73        27        71        29        79        21

   1 Includes workers in the private nonfarm economy except those in private
 households, and workers in the public sector, except the federal government. See
 Technical Note for further explanation.
   2 The percentile groupings are based on the average wage for each occupation
 surveyed, which may include workers both above and below the threshold. The
 percentile values are based on the estimates published in the "National Compensation
 Survey: Occupational Earnings in the United States, 2008." See Technical Note for
 more details.

 NOTE: Dash indicates no workers in this category or data did not meet publication
 criteria.

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Last Modified Date: July 28, 2009