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The Costs and Effects of Parity for Mental Health
and Substance Abuse Insurance Benefits
Merrile Sing
Steven Hill
Suzanne Smolkin
Nancy Heiser
U.S. Department of Health and Human Services
Public Health Service
Substance Abuse and Mental Health Services Administration
5600 Fishers Lane
Rockville, MD 20857
Additional Copies
For additional copies of this document or associated background reports, please write or call SAMHSA's National Mental Health Information Center, P.O. Box 42557, Washington, DC 20015, 1-800-789-2647.
Originating Office
Office of Managed Care
Center for Mental Health Services, SAMHSA
5600 Fishers Lane, 15C-17
Rockville, MD 20857
March 1998
DHHS Publication No. MC99-80 Printed 1998
- Acknowledgements
- Executive Summary
- Introduction
- Chapter 1: State Parity Laws
- Federal Parity Legislation
- State Parity Mandates
- Chapter 2: Case Studies
- Study Methods
- Study Findings
- Chapter 3: Actuarial Assumptions
- Previous Actuarial Studies of Parity
- Actuarial Study for This Report
- Chapter 4: Cost Estimates
- Options for Providing Parity in MH/SA Insurance Benefits
- Method for Estimating Costs
- Estimated Premium Increases for Families
- Estimated Premium Increases for Child Health Plans
- Interpreting the Estimates
- Conclusion
- References
- Appendix A: Glossary
- Appendix B: Calculating the Premium Increase
- Appendix C: Policy Advisory Panel Members
- Appendix D: Expert Panel Members
TABLES
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