Posted on August 14, 2009 00:11
Topics: Insurance | Medicaid | Private Insurance | Trends
Post Type: report
The Kaiser Family Foundation’s (KFF) Commission on Medicaid and the Uninsured released a policy brief examining private long-term care insurance. The brief also outlines the results of a study that analyzed the long-term care insurance market and discusses policy challenges for the field.
From KFF: the report found that:
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Cost remains a key barrier to expanding the role of private insurance
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Health risk can deny consumers coverage
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Buyers face complex product design issues
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Time lag between purchase and use of benefits creates problems in service use
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Employer-based market offers promise but adequacy of coverage is a concern
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Medicaid Partnership Program will shape products and the market
Full Report: http://www.kff.org/insurance/upload/Closing-the-Long-Term-Care-Funding-Gap-The-Challenge-of-Private-Long-Term-Care-Insurance-Report.pdf
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