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 Use our FEGLI Calculator to see how these rates apply to you and to see the effect of various option changes. |
These rates were effective on the first pay period that started on or after January 1, 2005. For earlier rates see our rates history pages. |
Cost for each $1,000 of the Basic Insurance Amount in Effect at the Time of your Retirement
| |
| $0.325 monthly |
$0.925 monthly |
$2.155 monthly |
| Free |
$0.60 monthly* |
$1.83 monthly* |
* You will continue to pay premiums for life (unless you cancel or subsequently
elect 75% Reduction).
Rates May Change in the Future
Rates for Option A - Standard (Monthly)
| Under 35 |
$0.65 |
| 35-39 |
$0.87 |
| 40-44 |
$1.30 |
| 45-49 |
$1.95 |
| 50-54 |
$3.03 |
| 55-59 |
$5.85 |
| 60-64 |
$13.00 |
| 65+ |
Free |
Rates May Change in the Future
Rates for Option B - Additional
| Under 35 |
$0.065 |
| 35-39 |
$0.087 |
| 40-44 |
$0.130 |
| 45-49 |
$0.195 |
| 50-54 |
$0.303 |
| 55-59 |
$0.607 |
| 60-64 |
$1.30 |
| 65 and over |
Free*
(BUT see below) |
* For eligible annuitants who elected No Reduction for Option B, coverage is NOT free for age 65+. These annuitants must continue to pay premiums as shown below for No Reduction Option B coverage.
| 65-69 |
$1.56 |
| 70-74 |
$2.60 |
| 75-79 |
$3.90 |
| 80 and over |
$5.20 |
Rates may change in the future.
Rates for Option C - Family
1 Multiple = $5,000 For A Spouse
1 Multiple = $2,500 For Each Eligible Dependent Child
| Under 35 |
$0.59 |
| 35-39 |
$0.74 |
| 40-44 |
$1.00 |
| 45-49 |
$1.30 |
| 50-54 |
$1.95 |
| 55-59 |
$3.14 |
| 60-64 |
$5.63 |
| 65+ |
Free*
(BUT see below) |
*For eligible annuitants who elected No Reduction for Option C, coverage is NOT free for age 65+. These annuitants must continue to pay premiums, as shown below:
Rates may change in the future
U.S. Office of Personnel Management 1900 E Street NW, Washington, DC 20415 | (202) 606-1800 | TTY (202) 606-2532