Savings Bonds
U.S. Savings Bonds are sold throughout the country by financial institutions either over the Internet or over the counter, and through payroll savings plans administered by companies either for paper savings bonds or electronic savings bonds in TreasuryDirect.
Banks and credit unions can sell savings bonds to their customers either over the Internet using OTC Direct, or over-the-counter through the Treasury Retail Securities sites. They can also redeem savings bonds over-the-counter. Find out more about selling and redeeming savings bonds, including information on OTC Direct for selling bonds over the Internet, and the EZ Clear program for redeeming bonds.
The Payroll Savings Plan allows employees to save money by investing in savings bonds regularly through payroll deduction. Employers can offer electronic securities to their employees through Electronic Payroll Savings with TreasuryDirect or paper securities through the traditional Payroll Savings Plan.
Discover the options we have to help you educate your employees.
Visit this section for resources and reference materials about ordering, cashing, and processing savings bonds.
We offer communication materials and clip art to help companies and businesses selling U.S. Savings Bonds. Learn about all the tools we offer to help you sell U.S. Savings Bonds.
Our pricing tool, Savings Bond Pro®, helps you to issue, price, and redeem savings bonds for your customers. And it’s free to our agents.