Home > Resources > Regulations, Legal Opinions and Laws > Legal Opinion Letters > 2005
2005
Opinion Letters
05-0115 - Electronic Remote Deposit Service for Members
- 03/07/2005
05-0117 - Split Dollar Life Insurance - 01/13/2005
05-0135 - Interest-Only Payments in a Home Equity Line of
Credit Program - 02/16/2005
05-0235 - Loans to County Sheriffs Office - 05/10/2005
05-0243 - Market Value in Construction Member Business Loans
- 05/25/2005
05-0337 - XCEL Federal Credit Union Request to Serve a Trade,
Industry or Profession (TIP Single Occupational Common Bond) - 05/2/2005
05-0423 - Preemption of State Law - 05/03/2005
05-0514 - Member Business Loan - 05/11/2005
05-0630 - Insurance Coverage on 529 College Savings Plan
- 07/01/2005
05-0702 - Overdraft Regulations and Guidance - 09/20/2005;
PDF or Word
05-0723 - Denial of Services to Joint Share Account Owners
- 09/20/2005
05-0816 - Payout Priority of Deferred Compensation - 11/18/2005; PDF or Word
05-0823 - Permissibility of Sending Third-Party Marketing
Material to Members - 09/19/2005
05-0903 - Skip-A-Payment Disclosures - 03/28/2006; PDF
or Word ; Clairification 4/19/2006
PDF or Word
05-0915 - World Council of Credit Unions "International Shared Branching" Pilot
Project with Ecuador-03/08/2006; PDF or
Word
05-0919 - Permissibility of CUSO's Purchases of Nonperforming Loans for Debt Collection
- 10/11/2005; PDF or Word
05-1018 - Credit Union Service Organization (CUSO) Investments -11/23/05 -
PDF or Word
05-1019 Credit Union Charter Conversions - 10/12/2005; PDF
or Word
05-1038 - Member Business Loan (MBL); Meaning of Fleet - 12/08/2005;
PDF or Word
05-1140 - Calculating Annual Percentage Yield (APY) Earned under the Truth in Savings
Rule - 12/22/2005; Word or
PDF
05-1204 - Permissibility of CUSO Assisting Credit Union in Providing Payroll Services
- 2/15/2006; Word or PDF
05-1216 - Flexibility in FCU Bylaws for Director and Member Meetings Affected by
Hurricane Katrina- 12/14/2005; PDF
or Word
05-1219 - Cash Flow as Collateral for Member Business Loans - 02/08/2006;
PDF or Word
05-1223 - Credit Union Vendor Endorsements - 12/29/2005;
PDF or Word
05-1232 Application of Member Business Loan Rule to Commercial Vehicle -02/03/2006;
PDF or Word