Ms. Brenda Clemmons

Re: FOIA Appeal

(Your November 1, 1996 Letter)

Dear Ms. Clemmons:

On September 11, 1996, you wrote to Nicholas Veghts, NCUA's Region IV Director, requesting documents concerning S & T Federal Credit Union. Your request was treated as a Freedom of Information Act (FOIA) request. Mr. Veghts responded to your request on October 21, 1996. Some of the documents were provided, however your request for a letter from Mr. Zukowski (chairman of the credit union) to Mr. Veghts concerning a delay in filing a suspicious activity report (SAR) was denied pursuant to exemption 7 of the FOIA (5 U.S.C 552(b)(7)). We received your November 1, 1996 FOIA appeal on November 5, 1996. Your appeal is granted. A copy of the requested letter is enclosed.

Sincerely,

Robert M. Fenner

General Counsel

Enclosure

cc: Region IV Director

GC/HMU:bhs

96-1107

SSIC 3312