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1993 Opinion Letters

93-0104 – Voting Rights

93-0110 – Management Official Interlocks

93-0206 – Waiver of Prepayment Penalties

93-0217 – Member in Good Standing Policy

93-0222 – Right of Supervisory Committee to Attend Board Meetings

93-0226 – Passing League Dues on to Credit Union Members

93-0230 – Loan Transfers to Share Account

93-0233 – Gifts to Committee Members

93-0302 – Fixed Asset Rule on Prepaid Leases

93-0306 – Ohio Member Business Loan Rule

93-0308 – Loan to Nonmember Lessor

93-0316 – Guarantee Exemption in Member Business Loan Rule

93-0323 – Drive-by Appraisals  

93-0331 – Director Compensation

93-0409 – Procedures for Exercising FCU Tax Exemption

93-0415 – Loans to Credit Union Officials

93-0508 – Loan Maturity on Refinancing of Balloon Loan

93-0625 – FCU Self Insurance for Health Plan

93-0632 – Disclosure of Loan Payoff Information

93-0708 – Tax Exemption of Occupancy Taxes

93-0720 – Use of Credit Reports for Election to FCU Membership

93-0722 – Insurance of Nonmember Deposits  

93-0725 – Necessity for Signed Loan Applications

93-0733 – Member Business Loan to Compensated Director

93-0912 – Profit Sharing Agreement

93-0919 – Transfer of Foreclosed Property to CUSO

93-1010 – Fees for Copying Share Drafts Under Truth in Savings

93-1017 – Interest Rate and Maturity Limits for Business Loans

93-1018 – Rollback Accounts Prohibited Under Truth in Savings

93-1025 - Delegation of Loan Review Authority

93-1105 – Director with Loan in Default

93-1203 – Shared Branch Facilities

93-1214 – Fees for Collection Protection Insurance

93-1216 – Membership Shares and Escheat

93-1217 – Exemption for Dividend Calculation Under Truth in Savings

93-1227 – Revocable Trust Agreement

93-1228 – Use of an Attorney

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