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Making Your Investment Decision
If you've decided to buy an investment
product, you now have to decide what is best for you. There are thousands of
investment products for you to choose from. Don't think you can't make an
informed decision because "it's just too complicated."
You can start by asking yourself:
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How much risk am I willing to take? Are some investment products less risky
than others? If I choose less risky investments, does that mean that I'm going
to earn less on my investment?
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Am I planning to invest for a short time or over the long haul?
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What do I want out of my investment? For example, do I want an investment that
will give me a steady source of income each month after I retire?
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Do I need a product to help me start saving -- perhaps for my child's
education? Can I put aside a certain amount of my paycheck each week for an
investment that will grow over time?
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How does my tax bracket affect my investment decisions? Do I need something
that will allow me to defer taxes until a later date?
You can see that not everyone has the same investment goals. That's why there
are so many choices available to you. Only you know what's best for you.
You should also know that the investment salesperson is required to ask you
these kinds of questions before recommending which product is suitable for you.
Next:
What are some investment products you can buy at a bank?
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