Features
The 2008 HMDA Data: The Mortgage Market during a Turbulent Year (Draft) Data that mortgage lending institutions reported for 2008 under the Home Mortgage Disclosure Act of 1975 (HMDA) reflect the ongoing difficulties in the housing and mortgage markets. This draft article presents a number of key findings from an initial review of the 2008 HMDA data. |
Consumer’s Guide to Mortgage Refinancing Helps you answer the questions Should I, Can I, and How do I refinance my mortgage loan? Includes worksheets to help you determine whether refinancing will pay off for you and to help you shop for a mortgage loan to fit your financial situation. Also includes tips to help you through the refinancing process. |
Interest-Only Mortgage Payments and Payment-Option ARMs--Are They for You? Explains features of interest-only mortgage payments (I-O mortgage) and adjustable-rate mortgages with the option to make a minimum payment (a payment-option ARM). Includes cautions about payment shock, negative amortization, and prepayments. |
International Journal of Central Banking The International Journal of Central Banking (IJCB) is an initiative of the central banking community. Published quarterly, the journal features articles on central bank theory and practice, with a special emphasis on research relating to monetary and financial stability. |
Last update:
October 1, 2009