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2004 Opinion Letters

04-0133 - Formation of a Charitable Foundation - 05/03/2004

04-0135 - Management Official Interlocks - 02/27/04

04-0139 - No-Interest Loans to Nonprofit Community Organization - 03/19/2004

04-0147 - Preemption of the New Mexico Home Loan Protection Act - 02/10/2004 (In PDF Only)

04-0223 - Charitable Contributions to Credit Unions - 02/25/04

04-0257 - Permissibility of Requiring Joint Account Owners to Establish Separate Membership Accounts in Order to Be Member - 05/03/2004

04-0259 - Preemption of Connecticut Unclaimed Property Law - 03/12/2004

04-0311 - Permissibility of Item Processing Services Arrangement - 10/14/2004

04-0325 - Risk-Based Credit Card Accounts - 05/17/2004

04-0353 - Funeral Home as Permissible CUSO Activity - 04/15/2004

04-0404 - Marketing of VISA Cards to Merchants - 06/10/2004

04-0453 - Cost Recovery For Federal Credit Unions (FCUs) Funding Employee Benefit Obligations With Life Insurance - 11/24/2004

04-0507 - Member Business Loan (MBL) Regulation - 07/02/2004

04-515 - Overdrawing an Account to Enforce a Statutory Lien -07/28/2004

04-0528 - Permissibility of Loan Participation or Purchase of an Eligible Obligation - 07/01/2004

04-0543 - Electronic Membership Applications - 08/05/2004

04-0545 – NCUA's Member Business Loan (MBL) Rule – 08/09/2004

04-0606 - 2003 Wisconsin Act 257 -07/28/2004

04-0625 - Share Insurance Coverage for Living Trust Accounts - 06/30/2004

04-0658 - Commercial Appraisals for Member Business Loans - 09/21/2004

04-0702 - Texas Member Business Loan Regulation - 07/09/2004

04-0713 - Meaning of the Phrase "Empowered to Grant" in NCUA regulations - 10/25/2004

04-0716 - Card Processing Services for Members - 02/07/2005

04-0727 - Preemption of the Puerto Rico Retail Installment Sales and Financing Companies Act - 02/11/2005

04-0744 - Multiple Credit Unions Sharing Single Fidelity Bond - 09/21/2004

04-0803 - Processing a Member's Loans on a Fee-for-Service Basis - 09/21/2004

08-0840 - Credit Union Service Organization (CUSO) Activities - 12/21/2004

04-0936 - Disparate Impact Discrimination Inquiry - 03/04/2005

04-1130 - Exception to Member Business Loan Definition - 12/28/2004

04-1140 - Fair and Accurate Credit Transactions Act of 2003 - Compliance Dates - 11/24/2004

04-1144 - Regional Dividend Rates - 3/22/2005

04-1205 - Membership Rights and Par Value of Shares 01/19/2005

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