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Regulations, Legal Opinions and Laws
The Federal Credit Union Act (FCUA) is the source
of authority for all federally chartered credit unions and governs the coverage
and terms of insured accounts at all federally insured credit unions. The FCUA also
determines the structure and duties of the National Credit Union Administration.
NCUA issues regulations to interpret and enforce the provisions of the FCUA. Visit
our Regulations section to find
a PDF version of this publication.
NCUA issues guidance to assist credit unions with the interpretation of regulations,
raise awareness of emerging issues and communicate the agency's interpretation of
legal issues. Visit Legal Opinions,
Letters to Credit Unions,
Regulatory Alerts,
Accounting Bulletin and IRPS for more information.
Many consumer protection and financial protection laws are enforced by NCUA and
other federal agencies. Visit Laws and Enforcement
Authorities for Credit Unions to view a list of these laws.