Comptroller of the Currency, Administrator of National Banks Ensuring a Safe and Sound National Banking System for all Americans
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CRA Information:
CRA Performance Evaluations Available Electronically for Download/Viewing

The evaluations with hyperlinked charter numbers are available for download/viewing/printing in Adobe's portable document format (PDF).

Charter#Bank NameCityStateEval DateRatingExamination
22040 (PDF) Mojave Desert Bank, N.A. Mojave CA 10/27/2008 Satisfactory Small Bank
4107 (PDF) The National Capital Bank of Washington Washington DC 1/6/2009 Outstanding Small Bank
18214 (PDF) First National Bank Northwest Florida Panama City FL 12/15/2008 Satisfactory Small Bank
22841 (PDF) American National Bank Holstein IA 11/18/2008 Satisfactory Small Bank
3105 (PDF) First National Bank Waverly IA 1/20/2009 Outstanding Small Bank
24114 (PDF) Cornerstone National Bank & Trust Co. Palatine IL 1/8/2009 Satisfactory Intermediate Small Bank
14260 (PDF) Freestar Bank, N.A. Pontiac IL 1/20/2009 Satisfactory Intermediate Small Bank
14401 (PDF) Sumner National Bank of Sheldon Sheldon IL 12/1/2008 Outstanding Small Bank
24080 (PDF) Community First National Bank Manhattan KS 1/27/2009 Satisfactory Small Bank
9320 (PDF) The First National Bank of Jackson Jackson KY 2/11/2009 Satisfactory Small Bank
1493 (PDF 1,177KB) First Southern National Bank Lancaster KY 2/2/2009 Satisfactory Intermediate Small Bank
23992 (PDF) Bay National Bank Baltimore MD 10/6/2008 Satisfactory Small Bank
13116 (PDF) Western National Bank Duluth MN 1/6/2009 Satisfactory Small Bank
16929 (PDF) Community National Bank Lino Lakes MN 1/5/2009 Satisfactory Small Bank
15037 (PDF) American Heritage National Bank Long Prairie MN 1/22/2009 Satisfactory Small Bank
3982 (PDF) The First National Bank and Trust Pipestone MN 4/7/2008 Satisfactory Small Bank
22706 (PDF) First Missouri National Bank Brookfield MO 12/31/2008 Satisfactory Small Bank
23531 (PDF) Community Bank, N.A. Summersville MO 1/5/2009 Outstanding Small Bank
18178 (PDF) Copiah Bank, N.A. Hazlehurst MS 12/10/2008 Outstanding Small Bank
8531 (PDF 261KB) Community Bank, N.A. Canton NY 12/12/2008 Satisfactory Large Bank
23712 (PDF) Intervest National Bank New York NY 9/11/2007 Outstanding Wholesale Bank
13677 (PDF) First N. B. & Trust Co., of Ardmore Ardmore OK 2/23/2009 Satisfactory Intermediate Small Bank
11001 (PDF) The First N. B. and Trust Co. of Okmulgee Okmulgee OK 2/17/2009 Satisfactory Small Bank
18427 (PDF) Tulsa National Bank Tulsa OK 12/8/2008 Satisfactory Small Bank
24624 (PDF) Harbor National Bank Charleston SC 2/23/2009 Outstanding Small Bank
6185 (PDF) The Roberts County N. B. of Sisseton Sisseton SD 11/17/2008 Needs to Improve Small Bank
4701 (PDF) Texas Heritage National Bank Daingerfield TX 2/23/2009 Satisfactory Small Bank
17324 (PDF) First National Bank Groesbeck TX 9/17/2008 Outstanding Small Bank
23234 (PDF 208KB) Encore Bank, National Association Houston TX 2/17/2009 Satisfactory Large Bank
21017 (PDF) MetroBank, N.A. Houston TX 9/22/2008 Outstanding Large Bank
7098 (PDF) The Mason National Bank Mason TX 3/16/2009 Outstanding Small Bank
18054 (PDF) Community National Bank Midland TX 8/21/2008 Satisfactory Intermediate Small Bank
14447 (PDF) Broadway National Bank San Antonio TX 3/17/2008 Satisfactory Large Bank
5179 (PDF 206KB) Frost National Bank San Antonio TX 8/11/2008 Satisfactory Large Bank
17319 (PDF) American Bank, N.A. Waco TX 9/29/2008 Satisfactory Intermediate Small Bank
18280 (PDF) Weatherford National Bank Weatherford TX 2/23/2009 Satisfactory Intermediate Small Bank
13202 (PDF) The First National Bank of Bangor Bangor WI 1/20/2009 Satisfactory Small Bank
4620 (PDF) The First National Bank of Berlin Berlin WI 1/26/2009 Satisfactory Small Bank
11463 (PDF) Union National Bank & Trust Company Sparta WI 1/19/2009 Satisfactory Small Bank

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The Office of the Comptroller of the Currency was created by Congress to charter national banks, to oversee a nationwide system of banking institutions, and to assure that national banks are safe and sound, competitive and profitable, and capable of serving in the best possible manner the banking needs of their customers.

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