| Comment Number: | 531096-00194 |
| Received: | 8/29/2007 7:16:19 AM |
| Organization: | NYPD RETIRED DETECTIVE/RET. P.I. |
| Commenter: | ERIK PISTEK |
| State: | NY |
| Agency: | Federal Trade Commission |
| Rule: | Private Sector Use of SSNs |
| No Attachments |
Comments:
Understanding the concerns of identity theft. The private sector, specifically professional, licensed private investigators should have the ability to access SSN's. SSN's provide vital information relative to the location of "deadbeat" parents in addition to "judgement recoveries" Underhanded individuals will apply for SSN's in one state, owe money in another state, and most investigative agencies would not even think to look at the first 3 digits of the SSN where the SSN was applied for. These 3 digits are "Origination" numbers. (Ex.) I open bank accounts in Idaho then move to NYC. While in NYC I have judgements -vs- me. I you only search my name in NYC it may show I have no assets. However, the SSN origination number would link me bak to Idaho where I may be hiding assets. Moreover, it may be prudent to have a clearing house for Pvt. Invest. and others with proper FCRA permisible SSN requests that can be tracked whereby the requesting agy./Co/person, be held accountable for the SSN request. Specific tracking info can be logged relative to the request. I/E "LOCATE" /COURT ORDER /JUDG RECOV/ Of cousre it would be a great opportunity for the Govt. to place a surcharge for each FCRA permissable SSN request. Thank You Erik Pistek NYPD Detective Retired/Ret. Pvt. Inv