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2002 Opinion Letters

02-0123 – Reimbursement of Director’s Health Insurance Premiums

02-0221 – Member Deposits in Other Financial Institutions

02-0228 – Member Expulsion and Election Dispute

02-0250 – Wire Transfer Services

02-0269a – Guaranteeing Deposits

02-0277 – Registration of CUSOs Involved in Third-Party Brokerage Arrangements

02-0305 – Participation Interest in Personal Property Leasing

02-0384 – Aggregate Limits on Member Business Loans (MBLs)

02-0412 – Electronic Voting on a Proposal to Convert to Nonfederal Insurance

02-0458 – Application of 10% Loans-to-One-Borrower Limit to Share-Secured Loans

02-0460 – Application of the Fixed Asset Rule to Data Processing Contracts

02-0466a – Federally Insured Credit Unions (FICUs) as Qualified Public Depositories Under Florida Law

02-0471 – Scheduling, Notice and Recording of FCU Board of Directors Meetings

02-0503 – Credit Union Service Organization (CUSO) Conversion From A Corporation To A Limited Liability Company (LLC)

02-0504a – Guaranteeing Deposits

02-0520 – Segregation of Duties for Loan Officers

02-0566 – North Carolina Mortgage Lending Act.

02-0567 – Nomination Process for Board of Directors

02-0577 – Statutory Lien

02-0638 – Preemption of California Credit Card Disclosure Law

02-0649 – Applicability of Georgia Fair Lending Act to Federal Credit Unions

02-0725 – Federal Credit Union as a Finder of Mortgage Loans

02-0737 - Authority of FCU Board of Directors to Approve Loans - 06/04/2004

02-0824– Loan Participations in Loans with Prepayment Penalties.

02-0827– Preemption of Connecticut Open-End Mortgage Law.

02-0830– Bank Notes.

02-0837 – Amending Federal Credit Union (FCU) Bylaws to Permit Director Voting by E-mail

02-0851 – Process for Converting from Federal to Private Share Insurance

02-1006 – FCU’s Loan Denial Based on Location of Collateral

02-1071– Authority of a Federal Credit Union to Own a Trust-Only Thrift.

02-1074 – Debt Cancellation Programs

02-1105 – Federal Credit Union Act Election Requirements.

02-1112– Mortgage Loan Policies Favoring a Class of Credit Union Members .

02-1203 - Payment of Volunteer Official’s Uninsured Medical Expenses

02-1217 - FCU Facilitating City Loan Program

02-1246 - Loss Reserves for Member Business Loans (MBLs

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