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1995 Opinion Letters

95-0102 – Use of Term “Deposit” in Truth in Savings Disclosure

95-0107 – Federal Credit Unions Offering Trust and Asset Management Services

95-0206 – Credit Card for Nonmember Sponsor

95-0207 – Requirements for Board Membership

95-0211 – Application of NAFTA to Foreign Credit Union Branches

95-0217 – ATM Network Interchange Deposit Service

95-0227 – Lending to Churches

95-0228 – Limits on Participation Lending

95-0231 – Former Outside Counsel Serving on FCU Board of Directors

95-0318 – Truth in Savings Periodic Statement Disclosures

95-0320 – Check Cashing for Nonmembers

95-0322 – Conflict of Interest

95-0328 – Board of Director Nominations

95-0404 – Preemption of State Usury Laws

95-0405 – Truth in Savings Change-In-Terms Notices After Merger

95-0616 – Acceptance of Nonmembers as Joint Applicants on a Loan

95-0726 – Fees for Third Party Loans to Members

95-0731 – Immediate Family Members in Field of Membership

95-0805 – Providing Services to Another Credit Union

95-0856 – CUSO Fees to Member Credit Unions

95-1002 – Insurance of Nonmember Custodial Accounts

95-1025 – Collection of GAP Insurance Premiums

95-1035 – Credit Union Membership/ Revocable Living Trusts

95-1125 – Bylaw Amendments Related to Board of Director Qualifications

95-1129 – Foreclosed Real Estate Sale

95-1148 – Partially Self-Funded Employee Health Plans

95-1152 – Arizona State Tax Exemption for a Federal Credit Union

95-1213 – Preemption of State Law

95-1218 – Reimbursement of Directors Lost Wages

95-1219 – Connecticut Sales Tax Exemption for Federal Credit Unions

95-1222 – Leasing Automobiles to a Nonmember

95-1228 – Consented Overlap and Irrevocable Power of Attorney

95-1233 – Management Official Interlocks

95-1236 – Waiving Fees for FCU Officials and Cashing Checks for Nonmembers

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