Federal Reserve Bank of Atlanta - Community Development

Welcome to Partners Software Online!

This home mortgage tool is designed to help determine whether you qualify for a particular mortgage product based on your financial profile and the lender’s underwriting criteria. If the results calculated from your information show that you fail to qualify, Partners software will offer several options to consider that may help you qualify for the loan.

1. Enter Your Information

Monthly Income $			Enter your financial profile along with information about the house you would like to purchase in the fields provided. A definition of each input field is accessible by clicking the corresponding Help (“?”) button.
Price $
Down Payment $
Other Debt Payments $

2. Mortgage Loan Criteria

Front Ratio			You may either enter the mortgage loan criteria directly or choose default values by selecting the “Conventional Loan” or “FHA Loan” buttons. Qualifying ratios will vary by lender and loan type. Check with your lender to determine the best loan for you.
Back Ratio
Loan/Value
Interest Rate
Term in Months
Taxes and Insurance $

3. Compute

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